Monzo vs Xendpay - Who is better? [UPDATED 2024]

When it comes to sending money across borders, we tested options like Monzo and Xendpay have emerged as leading choices. Both Monzo and Xendpay online platforms offer efficient and cost-effective and secure international money transfers from Monzo and Xendpay.

We compare Monzo vs Xendpay into the unique features and benefits that distinguish Monzo vs Xendpay, empowering you to make an informed decision based on your specific transfer needs like Monzo vs Xendpay fees, currencies available, available payment methods on Monzo compared to Xendpay, support options offered by Monzo vs Xendpay, speed and more.

Monzo vs Xendpay: Quick Feature Comparison

  1. Visit Monzo alternative Monzo Visit Monzo

    Used By: 5,000,000
    Currencies Available: 1
    Transfer Fees: none
    Payment Methods: bank transfer, phone contact
    iOS App : yes, Android App : yes

    LiveChat:
    Min Transfer: none
    Max Transfer: 10000 GBP
    Year Founded: 2015

  2. Visit Monzo alternative Xendpay Visit Xendpay

    Used By: 180,000
    Currencies Available: 51
    Transfer Fees: 0.45%-1.4%
    Payment Methods: Bank transfer, SOFORT, debit/credit card
    iOS App : yes, Android App : yes

    LiveChat:
    Min Transfer: £100.00/120.00 (bank transfers)
    Max Transfer: £100,000.00 (upgraded account)
    Year Founded: 2005

Monzo vs Xendpay: Pros and Cons

Monzo vs Xendpay
Advantages

Monzo Advantages Xendpay Advantages
  • Monzo provides phone customer support.
  • Monzo provides email customer support.
  • Monzo is available to iOS Apple device users.
  • Monzo is available to Android mobile device users.
  • Xendpay has been in operation for over 19 years.
  • Xendpay operates in numerous international countries.
  • Xendpay offers an extensive range of currency options for money transfers.
  • Xendpay provides phone support.
  • Xendpay offers registered customers email support.
  • Xendpay has a Apple iOS app on Apple app store.
  • Xendpay offers a Android Google Play Store mobile app.

Monzo vs Xendpay
Disadvantages

Monzo Disadvantages Xendpay Disadvantages
  • Monzo has no PayPal support.
  • Monzo has no Neteller payments support.
  • Monzo has no Skrill payment support.
  • Monzo is not availble in as many countries as other some other remitance companies.
  • Monzo does not have as many fiat currency transfer options as some other providers.
  • Monzo does have a mobile digital wallet like some others.
  • No home delivery with Monzo.
  • No cash pickups with Monzo.
  • No money order support with Monzo.
  • No live chat support with Monzo.
  • Xendpay has no PayPal option.
  • Xendpay has no Neteller option.
  • Xendpay has no Skrill option.
  • No digital wallets with Xendpay.
  • No Xendpay home delivery.
  • No Xendpay Cash pickups.
  • No Xendpay money order option.
  • No Xendpay Livechat.

Monzo vs Xendpay Fees and Other Costs

Fee type Monzo Fees Xendpay Fees
Transfer Fees none 0.45%-1.4%
Min Transfer none £100.00/120.00 (bank transfers)
Max Transfer 10000 GBP £100,000.00 (upgraded account)
Payment Methods bank transfer, phone contact Bank transfer, SOFORT, debit/credit card
Currencies GBP AED, AUD, BBD, BDT, BHD, BRL, CAD, CHF, CNY, CZK, DKK, EGP, EUR, FJD, GBP, GHS, HKD, HRK, HUF, IDR, ILS, INR, JMD, JOD, JPY, KES, KWD, LKR, MAD, MUR, MXN, MYR, NOK, NPR, NZD, PHP, PKR, PLN, QAR, RON, SAR, SEK, SGD, THB, TND, TRY, UGX, USD, VND, XCD, ZAR

Monzo vs Xendpay Restricted Countries

Monzo Country Restrictions

Afghanistan, Aland Islands, American Samoa, Angola, Anguilla, Antarctica, Antigua and Barbuda, Barbados, Belize, Benin, Bhutan, Bonaire (including Sint Eustatius and Saba), Bouvet Island, British Indian Ocean Territory, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Cocos (Keeling) Islands, Comoros, Congo, Democratic Republic of, Congo, Republic of, Cook Islands, Crimea, Cuba, Curacao, Djibouti, Equatorial Guinea, Eritrea, Faroe Islands, Fiji, French Guyana, French Polynesia, French Southern Territories, Gabon, Gambia, Greenland, Grenada, Guadeloupe, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Holy See (Vatican City State), Iran, Iraq, Ivory Coast (Cote d'Ivoire), Japan, Kiribati, Kosovo, Kyrgyzstan, Lao People’s Democratic Republic, Lebanon, Liberia, Libya, Macao, Mali, Marshall Islands, Martinique, Mauritania, Mayotte, Micronesia, Federated States of, Montserrat, Myanmar, Namibia, Nauru, New Caledonia, Niger, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Palau, Palestinian Territory, Papua New Guinea, Reunion, Pitcairn, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Sao Tome e Principe, Seychelles, Sierra Leone, Sint Maarten, Solomon Islands, Somalia, South Georgia and the South Sandwich Islands, Sudan (North and South), Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Vanuatu, Venezuela, Wallis and Futuna, Western Sahara, Western Samoa, Yemen, Zimbabwe, Crimea, Cuba, Iran, Libya, North Korea, South Sudan, Sudan, Syria

Xendpay Country Restrictions

Afghanistan, Aland Islands, American Samoa, Angola, Anguilla, Antarctica, Antigua and Barbuda, Barbados, Belize, Benin, Bhutan, Bonaire (including Sint Eustatius and Saba), Bouvet Island, British Indian Ocean Territory, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Cocos (Keeling) Islands, Comoros, Congo, Democratic Republic of, Congo, Republic of, Cook Islands, Crimea, Cuba, Curacao, Djibouti, Equatorial Guinea, Eritrea, Faroe Islands, Fiji, French Guyana, French Polynesia, French Southern Territories, Gabon, Gambia, Greenland, Grenada, Guadeloupe, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Holy See (Vatican City State), Iran, Iraq, Ivory Coast (Cote d'Ivoire), Japan, Kiribati, Kosovo, Kyrgyzstan, Lao People’s Democratic Republic, Lebanon, Liberia, Libya, Macao, Mali, Marshall Islands, Martinique, Mauritania, Mayotte, Micronesia, Federated States of, Montserrat, Myanmar, Namibia, Nauru, New Caledonia, Niger, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Palau, Palestinian Territory, Papua New Guinea, Reunion, Pitcairn, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Sao Tome e Principe, Seychelles, Sierra Leone, Sint Maarten, Solomon Islands, Somalia, South Georgia and the South Sandwich Islands, Sudan (North and South), Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Vanuatu, Venezuela, Wallis and Futuna, Western Sahara, Western Samoa, Yemen, Zimbabwe, Crimea, Cuba, Iran, Libya, North Korea, South Sudan, Sudan, Syria

Monzo vs Xendpay Transfer Speeds

Transfer Speed Monzo Xendpay
Account Opening 1-3 days 1-3 days
Money Transfer Speed 1-10 days 1-10 days

Monzo vs Xendpay Languages

Monzo Supported Languages

Xendpay Supported Languages

English, French, German, Spanish, Polish

Monzo vs Xendpay Verdict - Which is better?

Which is best out of Monzo and Xendpay depends on your needs.

  • Monzo vs Xendpay Transfer Fees: Transferring money with Monzo costs none while Xendpay charges 0.45%-1.4%.
  • Monzo vs Xendpay Supported Currencies: Monzo deals in over 1, where as Xendpay offers transactions in 1.
  • Monzo vs Xendpay Payment Methods: Monzo accepts bank transfer, phone contact, while Xendpay allows transactions via Bank transfer, SOFORT, debit/credit card.
  • Monzo vs Xendpay Transfer Limits: Monzo allows transfers between none and 10000 GBP. Xendpay's range is £100.00/120.00 (bank transfers) to £100,000.00 (upgraded account).
  • Monzo vs Xendpay Minimum Age for Account Creation: Monzo requires users to be at least 18 years old, where as Xendpay has a minimum age requirement of 18.
  • Contact Number: You can reach Monzo at 00 44 20 3872 0620 and Xendpay at +44 20 7220 8158.
  • Monzo vs Xendpay Countries of Operation: Monzo operates in over 1 countries but has restrictions in over 1 countries. Xendpay serves 1 countries and restricts operations in 1 countries.
  • Monzo vs Xendpay Client Base: Monzo is used by 5, where as Xendpay serves 180.
  • Monzo vs Xendpay Year Founded: Monzo was established in 2015 and Xendpay began its operations in 2005.
  • Monzo vs Xendpay Customer Rating: Monzo holds a rating of 3, in contrast, Xendpay has a rating of 3.
  • Monzo vs Xendpay Headquarters: Monzo has its headquarters at London, UK, while Xendpay is based at London (GB).
  • Monzo vs Xendpay Employee Count: Monzo employs 1,551 individuals, where as Xendpay has a team of 49.
  • Monzo vs Xendpay Estimated Annual Turnover: Monzo turnover stands at 80000000, while Xendpay boasts a turnover of .
  • Monzo vs Xendpay Founder: Monzo was founded by Carol Kobuke Nelson, holding the position of CEO. On the other hand, Xendpay was the brainchild of Jake Holloway, currently holding the position of Founder.
  • Monzo vs Xendpay Supported Languages: Monzo offers support in over 1 languages. Xendpay communicates in 1.

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Monzo vs Xendpay Alternatives Guides

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Screenshots

Monzo Screenshot

Monzo Screenshot

Xendpay Screenshot

Monzo Screenshot