Starling Bank vs Xendpay - Who is better? [UPDATED 2024]

When it comes to sending money across borders, we tested options like Starling Bank and Xendpay have emerged as leading choices. Both Starling Bank and Xendpay online platforms offer efficient and cost-effective and secure international money transfers from Starling Bank and Xendpay.

We compare Starling Bank vs Xendpay into the unique features and benefits that distinguish Starling Bank vs Xendpay, empowering you to make an informed decision based on your specific transfer needs like Starling Bank vs Xendpay fees, currencies available, available payment methods on Starling Bank compared to Xendpay, support options offered by Starling Bank vs Xendpay, speed and more.

Starling Bank vs Xendpay: Quick Feature Comparison

  1. Visit Starling Bank alternative Starling Bank Visit Starling Bank

    Used By: 2500000
    Currencies Available: 20
    Transfer Fees: 0.4%+local fee
    Payment Methods: standing orders, withdraw money through an ATM machine with a debit card and deposit money via bank transfer
    iOS App : yes, Android App : yes

    LiveChat: yes
    Min Transfer: none
    Max Transfer: 25000 GBP/day
    Year Founded: 2014

  2. Visit Starling Bank alternative Xendpay Visit Xendpay

    Used By: 180,000
    Currencies Available: 51
    Transfer Fees: 0.45%-1.4%
    Payment Methods: Bank transfer, SOFORT, debit/credit card
    iOS App : yes, Android App : yes

    LiveChat:
    Min Transfer: £100.00/120.00 (bank transfers)
    Max Transfer: £100,000.00 (upgraded account)
    Year Founded: 2005

Starling Bank vs Xendpay: Pros and Cons

Starling Bank vs Xendpay
Advantages

Starling Bank Advantages Xendpay Advantages
  • Starling Bank is available internationally.
  • Starling Bank has multiple currency options.
  • Starling Bank provides phone customer support.
  • Starling Bank provides email customer support.
  • Starling Bank is available to iOS Apple device users.
  • Starling Bank is available to Android mobile device users.
  • Xendpay has been in operation for over 19 years.
  • Xendpay operates in numerous international countries.
  • Xendpay offers an extensive range of currency options for money transfers.
  • Xendpay provides phone support.
  • Xendpay offers registered customers email support.
  • Xendpay has a Apple iOS app on Apple app store.
  • Xendpay offers a Android Google Play Store mobile app.

Starling Bank vs Xendpay
Disadvantages

Starling Bank Disadvantages Xendpay Disadvantages
  • Starling Bank has no PayPal support.
  • Starling Bank has no Neteller payments support.
  • Starling Bank has no Skrill payment support.
  • Starling Bank does have a mobile digital wallet like some others.
  • No home delivery with Starling Bank.
  • No cash pickups with Starling Bank.
  • No money order support with Starling Bank.
  • No live chat support with Starling Bank.
  • Xendpay has no PayPal option.
  • Xendpay has no Neteller option.
  • Xendpay has no Skrill option.
  • No digital wallets with Xendpay.
  • No Xendpay home delivery.
  • No Xendpay Cash pickups.
  • No Xendpay money order option.
  • No Xendpay Livechat.

Starling Bank vs Xendpay Fees and Other Costs

Fee type Starling Bank Fees Xendpay Fees
Transfer Fees 0.4%+local fee 0.45%-1.4%
Min Transfer none £100.00/120.00 (bank transfers)
Max Transfer 25000 GBP/day £100,000.00 (upgraded account)
Payment Methods standing orders, withdraw money through an ATM machine with a debit card and deposit money via bank transfer Bank transfer, SOFORT, debit/credit card
Currencies GBP, EUR, USD, BGN, CZK, DKK, PLN, HKD, HUF, MXN, NZD, NOK, QAR, RON, SGD, ZAR, SEK, CHF, THB, TRY AED, AUD, BBD, BDT, BHD, BRL, CAD, CHF, CNY, CZK, DKK, EGP, EUR, FJD, GBP, GHS, HKD, HRK, HUF, IDR, ILS, INR, JMD, JOD, JPY, KES, KWD, LKR, MAD, MUR, MXN, MYR, NOK, NPR, NZD, PHP, PKR, PLN, QAR, RON, SAR, SEK, SGD, THB, TND, TRY, UGX, USD, VND, XCD, ZAR

Starling Bank vs Xendpay Restricted Countries

Starling Bank Country Restrictions

Afghanistan, Aland Islands, American Samoa, Angola, Anguilla, Antarctica, Antigua and Barbuda, Barbados, Belize, Benin, Bhutan, Bonaire (including Sint Eustatius and Saba), Bouvet Island, British Indian Ocean Territory, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Cocos (Keeling) Islands, Comoros, Congo, Democratic Republic of, Congo, Republic of, Cook Islands, Crimea, Cuba, Curacao, Djibouti, Equatorial Guinea, Eritrea, Faroe Islands, Fiji, French Guyana, French Polynesia, French Southern Territories, Gabon, Gambia, Greenland, Grenada, Guadeloupe, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Holy See (Vatican City State), Iran, Iraq, Ivory Coast (Cote d'Ivoire), Japan, Kiribati, Kosovo, Kyrgyzstan, Lao People’s Democratic Republic, Lebanon, Liberia, Libya, Macao, Mali, Marshall Islands, Martinique, Mauritania, Mayotte, Micronesia, Federated States of, Montserrat, Myanmar, Namibia, Nauru, New Caledonia, Niger, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Palau, Palestinian Territory, Papua New Guinea, Reunion, Pitcairn, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Sao Tome e Principe, Seychelles, Sierra Leone, Sint Maarten, Solomon Islands, Somalia, South Georgia and the South Sandwich Islands, Sudan (North and South), Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Vanuatu, Venezuela, Wallis and Futuna, Western Sahara, Western Samoa, Yemen, Zimbabwe, Crimea, Cuba, Iran, Libya, North Korea, South Sudan, Sudan, Syria

Xendpay Country Restrictions

Afghanistan, Aland Islands, American Samoa, Angola, Anguilla, Antarctica, Antigua and Barbuda, Barbados, Belize, Benin, Bhutan, Bonaire (including Sint Eustatius and Saba), Bouvet Island, British Indian Ocean Territory, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Cocos (Keeling) Islands, Comoros, Congo, Democratic Republic of, Congo, Republic of, Cook Islands, Crimea, Cuba, Curacao, Djibouti, Equatorial Guinea, Eritrea, Faroe Islands, Fiji, French Guyana, French Polynesia, French Southern Territories, Gabon, Gambia, Greenland, Grenada, Guadeloupe, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Holy See (Vatican City State), Iran, Iraq, Ivory Coast (Cote d'Ivoire), Japan, Kiribati, Kosovo, Kyrgyzstan, Lao People’s Democratic Republic, Lebanon, Liberia, Libya, Macao, Mali, Marshall Islands, Martinique, Mauritania, Mayotte, Micronesia, Federated States of, Montserrat, Myanmar, Namibia, Nauru, New Caledonia, Niger, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Palau, Palestinian Territory, Papua New Guinea, Reunion, Pitcairn, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Sao Tome e Principe, Seychelles, Sierra Leone, Sint Maarten, Solomon Islands, Somalia, South Georgia and the South Sandwich Islands, Sudan (North and South), Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Vanuatu, Venezuela, Wallis and Futuna, Western Sahara, Western Samoa, Yemen, Zimbabwe, Crimea, Cuba, Iran, Libya, North Korea, South Sudan, Sudan, Syria

Starling Bank vs Xendpay Transfer Speeds

Transfer Speed Starling Bank Xendpay
Account Opening 1-3 days 1-3 days
Money Transfer Speed 1-10 days 1-10 days

Starling Bank vs Xendpay Languages

Starling Bank Supported Languages

English

Xendpay Supported Languages

English, French, German, Spanish, Polish

Starling Bank vs Xendpay Verdict - Which is better?

Which is best out of Starling Bank and Xendpay depends on your needs.

  • Starling Bank vs Xendpay Transfer Fees: Transferring money with Starling Bank costs 0.4%+local fee while Xendpay charges 0.45%-1.4%.
  • Starling Bank vs Xendpay Supported Currencies: Starling Bank deals in over 1, where as Xendpay offers transactions in 1.
  • Starling Bank vs Xendpay Payment Methods: Starling Bank accepts standing orders, withdraw money through an ATM machine with a debit card and deposit money via bank transfer, while Xendpay allows transactions via Bank transfer, SOFORT, debit/credit card.
  • Starling Bank vs Xendpay Transfer Limits: Starling Bank allows transfers between none and 25000 GBP/day. Xendpay's range is £100.00/120.00 (bank transfers) to £100,000.00 (upgraded account).
  • Starling Bank vs Xendpay Minimum Age for Account Creation: Starling Bank requires users to be at least 18 years old, where as Xendpay has a minimum age requirement of 18.
  • Contact Number: You can reach Starling Bank at 0207 930 4450 and Xendpay at +44 20 7220 8158.
  • Starling Bank vs Xendpay Countries of Operation: Starling Bank operates in over 1 countries but has restrictions in over 1 countries. Xendpay serves 1 countries and restricts operations in 1 countries.
  • Starling Bank vs Xendpay Client Base: Starling Bank is used by 2,500,000, where as Xendpay serves 180.
  • Starling Bank vs Xendpay Year Founded: Starling Bank was established in 2014 and Xendpay began its operations in 2005.
  • Starling Bank vs Xendpay Customer Rating: Starling Bank holds a rating of 3, in contrast, Xendpay has a rating of 3.
  • Starling Bank vs Xendpay Headquarters: Starling Bank has its headquarters at London (GB), while Xendpay is based at London (GB).
  • Starling Bank vs Xendpay Employee Count: Starling Bank employs 1,245 individuals, where as Xendpay has a team of 49.
  • Starling Bank vs Xendpay Estimated Annual Turnover: Starling Bank turnover stands at 125200000, while Xendpay boasts a turnover of .
  • Starling Bank vs Xendpay Founder: Starling Bank was founded by Anne Boden, holding the position of CEO. On the other hand, Xendpay was the brainchild of Jake Holloway, currently holding the position of Founder.
  • Starling Bank vs Xendpay Supported Languages: Starling Bank offers support in over 1 languages. Xendpay communicates in 1.

We list reviews for the best Starling Bank vs Xendpay related money services below.

Starling Bank vs Xendpay Alternatives Guides

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Screenshots

Starling Bank Screenshot

Starling Bank Screenshot

Xendpay Screenshot

Starling Bank Screenshot