Currencies Direct vs N26 - Who is better? [UPDATED 2024]

When it comes to sending money across borders, we tested options like Currencies Direct and N26 have emerged as leading choices. Both Currencies Direct and N26 online platforms offer efficient and cost-effective and secure international money transfers from Currencies Direct and N26.

We compare Currencies Direct vs N26 into the unique features and benefits that distinguish Currencies Direct vs N26, empowering you to make an informed decision based on your specific transfer needs like Currencies Direct vs N26 fees, currencies available, available payment methods on Currencies Direct compared to N26, support options offered by Currencies Direct vs N26, speed and more.

Currencies Direct vs N26: Quick Feature Comparison

  1. Visit Currencies Direct alternative Currencies Direct Visit Currencies Direct

    Used By: 325,000
    Currencies Available: 22
    Transfer Fees: none
    Payment Methods: Bank transfer, debit card
    iOS App : yes, Android App : yes

    LiveChat: yes
    Min Transfer: none
    Max Transfer: 25000 GBP
    Year Founded: 1995

  2. Visit Currencies Direct alternative N26 Visit N26

    Used By: 7,000,000
    Currencies Available: 54
    Transfer Fees: 0.5-3 EUR
    Payment Methods: Maestro and debit Mastercard, or use MoneyBeam to send funds to other N26 users. Add your debit Mastercard to Google Pay or Apple Pay for quick digital payments wherever you are.
    iOS App : yes, Android App : yes

    LiveChat: yes
    Min Transfer: none
    Max Transfer: 999999999 EUR (SEPA Credit Transfer), 100000 EUR (Sepa Instant Credit Transfer)
    Year Founded: 2013

Currencies Direct vs N26: Pros and Cons

Currencies Direct vs N26
Advantages

Currencies Direct Advantages N26 Advantages
  • Currencies Direct has been serving clients for over 29 years
  • Currencies Direct is available internationally.
  • Currencies Direct has multiple currency options.
  • Currencies Direct provides phone customer support.
  • Currencies Direct provides email customer support.
  • Currencies Direct is available to iOS Apple device users.
  • Currencies Direct is available to Android mobile device users.
  • N26 has been in operation for over 11 years.
  • N26 operates in numerous international countries.
  • N26 offers an extensive range of currency options for money transfers.
  • N26 provides phone support.
  • N26 offers registered customers email support.
  • N26 has a Apple iOS app on Apple app store.
  • N26 offers a Android Google Play Store mobile app.

Currencies Direct vs N26
Disadvantages

Currencies Direct Disadvantages N26 Disadvantages
  • Currencies Direct has no PayPal support.
  • Currencies Direct has no Neteller payments support.
  • Currencies Direct has no Skrill payment support.
  • Currencies Direct does have a mobile digital wallet like some others.
  • No home delivery with Currencies Direct.
  • No cash pickups with Currencies Direct.
  • No money order support with Currencies Direct.
  • No live chat support with Currencies Direct.
  • N26 has no PayPal option.
  • N26 has no Neteller option.
  • N26 has no Skrill option.
  • No digital wallets with N26.
  • No N26 home delivery.
  • No N26 Cash pickups.
  • No N26 money order option.
  • No N26 Livechat.

Currencies Direct vs N26 Fees and Other Costs

Fee type Currencies Direct Fees N26 Fees
Transfer Fees none 0.5-3 EUR
Min Transfer none none
Max Transfer 25000 GBP 999999999 EUR (SEPA Credit Transfer), 100000 EUR (Sepa Instant Credit Transfer)
Payment Methods Bank transfer, debit card Maestro and debit Mastercard, or use MoneyBeam to send funds to other N26 users. Add your debit Mastercard to Google Pay or Apple Pay for quick digital payments wherever you are.
Currencies AUD, CAD, DKK, EUR, HUF, INR, JPY, MUR, MAD, NZD, NOK, PLN, RON, SGD, ZAR, SEK, CHF, THB, AED, USD, HKD, RMB AED, AUD, BGN, BRL, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HRK, HUF, IDR, INR, JPY, MYR, NOK, NZD, PLN, RON, TRY, SEK, SGD, USD, ARS, BDT, BWP, CLP, CNY, COP, CRC, EGP, GEL, GHS, ILS, KES, KRW, LKR, MAD, MXN, NGN, NPR, PHP, PKR, RUB, THB, UAH, UGX, UYU, VND, XOF, ZAR, ZMW

Currencies Direct vs N26 Restricted Countries

Currencies Direct Country Restrictions

Afghanistan, Aland Islands, American Samoa, Angola, Anguilla, Antarctica, Antigua and Barbuda, Barbados, Belize, Benin, Bhutan, Bonaire (including Sint Eustatius and Saba), Bouvet Island, British Indian Ocean Territory, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Cocos (Keeling) Islands, Comoros, Congo, Democratic Republic of, Congo, Republic of, Cook Islands, Crimea, Cuba, Curacao, Djibouti, Equatorial Guinea, Eritrea, Faroe Islands, Fiji, French Guyana, French Polynesia, French Southern Territories, Gabon, Gambia, Greenland, Grenada, Guadeloupe, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Holy See (Vatican City State), Iran, Iraq, Ivory Coast (Cote d'Ivoire), Japan, Kiribati, Kosovo, Kyrgyzstan, Lao People’s Democratic Republic, Lebanon, Liberia, Libya, Macao, Mali, Marshall Islands, Martinique, Mauritania, Mayotte, Micronesia, Federated States of, Montserrat, Myanmar, Namibia, Nauru, New Caledonia, Niger, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Palau, Palestinian Territory, Papua New Guinea, Reunion, Pitcairn, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Sao Tome e Principe, Seychelles, Sierra Leone, Sint Maarten, Solomon Islands, Somalia, South Georgia and the South Sandwich Islands, Sudan (North and South), Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Vanuatu, Venezuela, Wallis and Futuna, Western Sahara, Western Samoa, Yemen, Zimbabwe, Crimea, Cuba, Iran, Libya, North Korea, South Sudan, Sudan, Syria

N26 Country Restrictions

Afghanistan, Aland Islands, American Samoa, Angola, Anguilla, Antarctica, Antigua and Barbuda, Barbados, Belize, Benin, Bhutan, Bonaire (including Sint Eustatius and Saba), Bouvet Island, British Indian Ocean Territory, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Cocos (Keeling) Islands, Comoros, Congo, Democratic Republic of, Congo, Republic of, Cook Islands, Crimea, Cuba, Curacao, Djibouti, Equatorial Guinea, Eritrea, Faroe Islands, Fiji, French Guyana, French Polynesia, French Southern Territories, Gabon, Gambia, Greenland, Grenada, Guadeloupe, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Holy See (Vatican City State), Iran, Iraq, Ivory Coast (Cote d'Ivoire), Japan, Kiribati, Kosovo, Kyrgyzstan, Lao People’s Democratic Republic, Lebanon, Liberia, Libya, Macao, Mali, Marshall Islands, Martinique, Mauritania, Mayotte, Micronesia, Federated States of, Montserrat, Myanmar, Namibia, Nauru, New Caledonia, Niger, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Palau, Palestinian Territory, Papua New Guinea, Reunion, Pitcairn, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Sao Tome e Principe, Seychelles, Sierra Leone, Sint Maarten, Solomon Islands, Somalia, South Georgia and the South Sandwich Islands, Sudan (North and South), Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Vanuatu, Venezuela, Wallis and Futuna, Western Sahara, Western Samoa, Yemen, Zimbabwe, Crimea, Cuba, Iran, Libya, North Korea, South Sudan, Sudan, Syria

Currencies Direct vs N26 Transfer Speeds

Transfer Speed Currencies Direct N26
Account Opening 1-3 days 1-3 days
Money Transfer Speed 1-10 days 1-10 days

Currencies Direct vs N26 Languages

Currencies Direct Supported Languages

N26 Supported Languages

Currencies Direct vs N26 Verdict - Which is better?

Which is best out of Currencies Direct and N26 depends on your needs.

  • Currencies Direct vs N26 Transfer Fees: Transferring money with Currencies Direct costs none while N26 charges 0.5-3 EUR.
  • Currencies Direct vs N26 Supported Currencies: Currencies Direct deals in over 1, where as N26 offers transactions in 1.
  • Currencies Direct vs N26 Payment Methods: Currencies Direct accepts Bank transfer, debit card, while N26 allows transactions via Maestro and debit Mastercard, or use MoneyBeam to send funds to other N26 users. Add your debit Mastercard to Google Pay or Apple Pay for quick digital payments wherever you are..
  • Currencies Direct vs N26 Transfer Limits: Currencies Direct allows transfers between none and 25000 GBP. N26's range is none to 999999999 EUR (SEPA Credit Transfer), 100000 EUR (Sepa Instant Credit Transfer).
  • Currencies Direct vs N26 Minimum Age for Account Creation: Currencies Direct requires users to be at least 18 years old, where as N26 has a minimum age requirement of 18.
  • Contact Number: You can reach Currencies Direct at 44 (0) 20 7847 9400 and N26 at 442035107126.
  • Currencies Direct vs N26 Countries of Operation: Currencies Direct operates in over 1 countries but has restrictions in over 1 countries. N26 serves 1 countries and restricts operations in 1 countries.
  • Currencies Direct vs N26 Client Base: Currencies Direct is used by 325, where as N26 serves 7.
  • Currencies Direct vs N26 Year Founded: Currencies Direct was established in 1995 and N26 began its operations in 2013.
  • Currencies Direct vs N26 Customer Rating: Currencies Direct holds a rating of 3, in contrast, N26 has a rating of 3.
  • Currencies Direct vs N26 Headquarters: Currencies Direct has its headquarters at London (GB), while N26 is based at Berlin, DE.
  • Currencies Direct vs N26 Employee Count: Currencies Direct employs 276 individuals, where as N26 has a team of 1,500.
  • Currencies Direct vs N26 Estimated Annual Turnover: Currencies Direct turnover stands at 257,000,000 USD , while N26 boasts a turnover of 151500000.
  • Currencies Direct vs N26 Founder: Currencies Direct was founded by Leo Markides, holding the position of Chief Operating Officer. On the other hand, N26 was the brainchild of Sergi Perez Lerin, currently holding the position of Head of SEO.
  • Currencies Direct vs N26 Supported Languages: Currencies Direct offers support in over 1 languages. N26 communicates in 1.

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Screenshots

Currencies Direct Screenshot

Currencies Direct Screenshot

N26 Screenshot

Currencies Direct Screenshot