Western Union vs N26 - Who is better? [UPDATED 2024]

When it comes to sending money across borders, we tested options like Western Union and N26 have emerged as leading choices. Both Western Union and N26 online platforms offer efficient and cost-effective and secure international money transfers from Western Union and N26.

We compare Western Union vs N26 into the unique features and benefits that distinguish Western Union vs N26, empowering you to make an informed decision based on your specific transfer needs like Western Union vs N26 fees, currencies available, available payment methods on Western Union compared to N26, support options offered by Western Union vs N26, speed and more.

Western Union vs N26: Quick Feature Comparison

  1. Visit Western Union alternative Western Union Visit Western Union

    Used By: 15000000
    Currencies Available: 38
    Transfer Fees: up to 3%
    Payment Methods: Cash, bank transfer, debit card, credit card (varies from country)
    iOS App : yes, Android App : yes

    LiveChat:
    Min Transfer: $1.00
    Max Transfer: $10,000.00 (varies)
    Year Founded: 1851

  2. Visit Western Union alternative N26 Visit N26

    Used By: 7,000,000
    Currencies Available: 54
    Transfer Fees: 0.5-3 EUR
    Payment Methods: Maestro and debit Mastercard, or use MoneyBeam to send funds to other N26 users. Add your debit Mastercard to Google Pay or Apple Pay for quick digital payments wherever you are.
    iOS App : yes, Android App : yes

    LiveChat: yes
    Min Transfer: none
    Max Transfer: 999999999 EUR (SEPA Credit Transfer), 100000 EUR (Sepa Instant Credit Transfer)
    Year Founded: 2013

Western Union vs N26: Pros and Cons

Western Union vs N26
Advantages

Western Union Advantages N26 Advantages
  • Western Union has been serving clients for over 173 years
  • Western Union is available internationally.
  • Western Union has multiple currency options.
  • Western Union supports money transfer cash pickups.
  • Western Union supports sending money orders.
  • Western Union provides phone customer support.
  • Western Union provides email customer support.
  • Western Union is available to iOS Apple device users.
  • Western Union is available to Android mobile device users.
  • N26 has been in operation for over 11 years.
  • N26 operates in numerous international countries.
  • N26 offers an extensive range of currency options for money transfers.
  • N26 provides phone support.
  • N26 offers registered customers email support.
  • N26 has a Apple iOS app on Apple app store.
  • N26 offers a Android Google Play Store mobile app.

Western Union vs N26
Disadvantages

Western Union Disadvantages N26 Disadvantages
  • Western Union has no PayPal support.
  • Western Union has no Neteller payments support.
  • Western Union has no Skrill payment support.
  • Western Union does have a mobile digital wallet like some others.
  • No home delivery with Western Union.
  • No live chat support with Western Union.
  • N26 has no PayPal option.
  • N26 has no Neteller option.
  • N26 has no Skrill option.
  • No digital wallets with N26.
  • No N26 home delivery.
  • No N26 Cash pickups.
  • No N26 money order option.
  • No N26 Livechat.

Western Union vs N26 Fees and Other Costs

Fee type Western Union Fees N26 Fees
Transfer Fees up to 3% 0.5-3 EUR
Min Transfer $1.00 none
Max Transfer $10,000.00 (varies) 999999999 EUR (SEPA Credit Transfer), 100000 EUR (Sepa Instant Credit Transfer)
Payment Methods Cash, bank transfer, debit card, credit card (varies from country) Maestro and debit Mastercard, or use MoneyBeam to send funds to other N26 users. Add your debit Mastercard to Google Pay or Apple Pay for quick digital payments wherever you are.
Currencies AUD, BHD, BRL, GBP, CAD, CLP, CNY, CZK, DKK, EUR, HKD, HUF, INR, ILS, JPY, JOD, KES, KRW, KWD, MXN, NAD, NZD, NOK, OMR, PLN, QAR, RON, RUB, SAR, SGD, ZAR, SEK, CHF, XPF, TND, TRY, AED, USD AED, AUD, BGN, BRL, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HRK, HUF, IDR, INR, JPY, MYR, NOK, NZD, PLN, RON, TRY, SEK, SGD, USD, ARS, BDT, BWP, CLP, CNY, COP, CRC, EGP, GEL, GHS, ILS, KES, KRW, LKR, MAD, MXN, NGN, NPR, PHP, PKR, RUB, THB, UAH, UGX, UYU, VND, XOF, ZAR, ZMW

Western Union vs N26 Restricted Countries

Western Union Country Restrictions

North Korea

N26 Country Restrictions

Afghanistan, Aland Islands, American Samoa, Angola, Anguilla, Antarctica, Antigua and Barbuda, Barbados, Belize, Benin, Bhutan, Bonaire (including Sint Eustatius and Saba), Bouvet Island, British Indian Ocean Territory, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Cocos (Keeling) Islands, Comoros, Congo, Democratic Republic of, Congo, Republic of, Cook Islands, Crimea, Cuba, Curacao, Djibouti, Equatorial Guinea, Eritrea, Faroe Islands, Fiji, French Guyana, French Polynesia, French Southern Territories, Gabon, Gambia, Greenland, Grenada, Guadeloupe, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Holy See (Vatican City State), Iran, Iraq, Ivory Coast (Cote d'Ivoire), Japan, Kiribati, Kosovo, Kyrgyzstan, Lao People’s Democratic Republic, Lebanon, Liberia, Libya, Macao, Mali, Marshall Islands, Martinique, Mauritania, Mayotte, Micronesia, Federated States of, Montserrat, Myanmar, Namibia, Nauru, New Caledonia, Niger, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Palau, Palestinian Territory, Papua New Guinea, Reunion, Pitcairn, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Sao Tome e Principe, Seychelles, Sierra Leone, Sint Maarten, Solomon Islands, Somalia, South Georgia and the South Sandwich Islands, Sudan (North and South), Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Vanuatu, Venezuela, Wallis and Futuna, Western Sahara, Western Samoa, Yemen, Zimbabwe, Crimea, Cuba, Iran, Libya, North Korea, South Sudan, Sudan, Syria

Western Union vs N26 Transfer Speeds

Transfer Speed Western Union N26
Account Opening 1-3 days 1-3 days
Money Transfer Speed 1-10 days 1-10 days

Western Union vs N26 Languages

Western Union Supported Languages

English, French, Spanish, Polish, German, Danish, Finnish, Japanese, Dutch, Norwegian, Portuguese, Russian, Swedish, Turkish, Ukrainian, Chinese, Italian

N26 Supported Languages

Western Union vs N26 Verdict - Which is better?

Which is best out of Western Union and N26 depends on your needs.

  • Western Union vs N26 Transfer Fees: Transferring money with Western Union costs up to 3% while N26 charges 0.5-3 EUR.
  • Western Union vs N26 Supported Currencies: Western Union deals in over 1, where as N26 offers transactions in 1.
  • Western Union vs N26 Payment Methods: Western Union accepts Cash, bank transfer, debit card, credit card (varies from country), while N26 allows transactions via Maestro and debit Mastercard, or use MoneyBeam to send funds to other N26 users. Add your debit Mastercard to Google Pay or Apple Pay for quick digital payments wherever you are..
  • Western Union vs N26 Transfer Limits: Western Union allows transfers between $1.00 and $10,000.00 (varies). N26's range is none to 999999999 EUR (SEPA Credit Transfer), 100000 EUR (Sepa Instant Credit Transfer).
  • Western Union vs N26 Minimum Age for Account Creation: Western Union requires users to be at least 18 years old, where as N26 has a minimum age requirement of 18.
  • Contact Number: You can reach Western Union at +104904946 and N26 at 442035107126.
  • Western Union vs N26 Countries of Operation: Western Union operates in over 1 countries but has restrictions in over 1 countries. N26 serves 1 countries and restricts operations in 1 countries.
  • Western Union vs N26 Client Base: Western Union is used by 15,000,000, where as N26 serves 7.
  • Western Union vs N26 Year Founded: Western Union was established in 1851 and N26 began its operations in 2013.
  • Western Union vs N26 Customer Rating: Western Union holds a rating of 3, in contrast, N26 has a rating of 3.
  • Western Union vs N26 Headquarters: Western Union has its headquarters at Denver, US, while N26 is based at Berlin, DE.
  • Western Union vs N26 Employee Count: Western Union employs 11,000 individuals, where as N26 has a team of 1,500.
  • Western Union vs N26 Estimated Annual Turnover: Western Union turnover stands at 5,600,000 USD, while N26 boasts a turnover of 151500000.
  • Western Union vs N26 Founder: Western Union was founded by Hikmet Ersek, holding the position of President, Chief Executive Officer and Director. On the other hand, N26 was the brainchild of Sergi Perez Lerin, currently holding the position of Head of SEO.
  • Western Union vs N26 Supported Languages: Western Union offers support in over 1 languages. N26 communicates in 1.

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Western Union vs N26 Alternatives Guides

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Screenshots

Western Union Screenshot

Western Union Screenshot

N26 Screenshot

Western Union Screenshot