Starling Bank vs N26 - Who is better? [UPDATED 2024]

When it comes to sending money across borders, we tested options like Starling Bank and N26 have emerged as leading choices. Both Starling Bank and N26 online platforms offer efficient and cost-effective and secure international money transfers from Starling Bank and N26.

We compare Starling Bank vs N26 into the unique features and benefits that distinguish Starling Bank vs N26, empowering you to make an informed decision based on your specific transfer needs like Starling Bank vs N26 fees, currencies available, available payment methods on Starling Bank compared to N26, support options offered by Starling Bank vs N26, speed and more.

Starling Bank vs N26: Quick Feature Comparison

  1. Visit Starling Bank alternative Starling Bank Visit Starling Bank

    Used By: 2500000
    Currencies Available: 20
    Transfer Fees: 0.4%+local fee
    Payment Methods: standing orders, withdraw money through an ATM machine with a debit card and deposit money via bank transfer
    iOS App : yes, Android App : yes

    LiveChat: yes
    Min Transfer: none
    Max Transfer: 25000 GBP/day
    Year Founded: 2014

  2. Visit Starling Bank alternative N26 Visit N26

    Used By: 7,000,000
    Currencies Available: 54
    Transfer Fees: 0.5-3 EUR
    Payment Methods: Maestro and debit Mastercard, or use MoneyBeam to send funds to other N26 users. Add your debit Mastercard to Google Pay or Apple Pay for quick digital payments wherever you are.
    iOS App : yes, Android App : yes

    LiveChat: yes
    Min Transfer: none
    Max Transfer: 999999999 EUR (SEPA Credit Transfer), 100000 EUR (Sepa Instant Credit Transfer)
    Year Founded: 2013

Starling Bank vs N26: Pros and Cons

Starling Bank vs N26
Advantages

Starling Bank Advantages N26 Advantages
  • Starling Bank is available internationally.
  • Starling Bank has multiple currency options.
  • Starling Bank provides phone customer support.
  • Starling Bank provides email customer support.
  • Starling Bank is available to iOS Apple device users.
  • Starling Bank is available to Android mobile device users.
  • N26 has been in operation for over 11 years.
  • N26 operates in numerous international countries.
  • N26 offers an extensive range of currency options for money transfers.
  • N26 provides phone support.
  • N26 offers registered customers email support.
  • N26 has a Apple iOS app on Apple app store.
  • N26 offers a Android Google Play Store mobile app.

Starling Bank vs N26
Disadvantages

Starling Bank Disadvantages N26 Disadvantages
  • Starling Bank has no PayPal support.
  • Starling Bank has no Neteller payments support.
  • Starling Bank has no Skrill payment support.
  • Starling Bank does have a mobile digital wallet like some others.
  • No home delivery with Starling Bank.
  • No cash pickups with Starling Bank.
  • No money order support with Starling Bank.
  • No live chat support with Starling Bank.
  • N26 has no PayPal option.
  • N26 has no Neteller option.
  • N26 has no Skrill option.
  • No digital wallets with N26.
  • No N26 home delivery.
  • No N26 Cash pickups.
  • No N26 money order option.
  • No N26 Livechat.

Starling Bank vs N26 Fees and Other Costs

Fee type Starling Bank Fees N26 Fees
Transfer Fees 0.4%+local fee 0.5-3 EUR
Min Transfer none none
Max Transfer 25000 GBP/day 999999999 EUR (SEPA Credit Transfer), 100000 EUR (Sepa Instant Credit Transfer)
Payment Methods standing orders, withdraw money through an ATM machine with a debit card and deposit money via bank transfer Maestro and debit Mastercard, or use MoneyBeam to send funds to other N26 users. Add your debit Mastercard to Google Pay or Apple Pay for quick digital payments wherever you are.
Currencies GBP, EUR, USD, BGN, CZK, DKK, PLN, HKD, HUF, MXN, NZD, NOK, QAR, RON, SGD, ZAR, SEK, CHF, THB, TRY AED, AUD, BGN, BRL, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HRK, HUF, IDR, INR, JPY, MYR, NOK, NZD, PLN, RON, TRY, SEK, SGD, USD, ARS, BDT, BWP, CLP, CNY, COP, CRC, EGP, GEL, GHS, ILS, KES, KRW, LKR, MAD, MXN, NGN, NPR, PHP, PKR, RUB, THB, UAH, UGX, UYU, VND, XOF, ZAR, ZMW

Starling Bank vs N26 Restricted Countries

Starling Bank Country Restrictions

Afghanistan, Aland Islands, American Samoa, Angola, Anguilla, Antarctica, Antigua and Barbuda, Barbados, Belize, Benin, Bhutan, Bonaire (including Sint Eustatius and Saba), Bouvet Island, British Indian Ocean Territory, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Cocos (Keeling) Islands, Comoros, Congo, Democratic Republic of, Congo, Republic of, Cook Islands, Crimea, Cuba, Curacao, Djibouti, Equatorial Guinea, Eritrea, Faroe Islands, Fiji, French Guyana, French Polynesia, French Southern Territories, Gabon, Gambia, Greenland, Grenada, Guadeloupe, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Holy See (Vatican City State), Iran, Iraq, Ivory Coast (Cote d'Ivoire), Japan, Kiribati, Kosovo, Kyrgyzstan, Lao People’s Democratic Republic, Lebanon, Liberia, Libya, Macao, Mali, Marshall Islands, Martinique, Mauritania, Mayotte, Micronesia, Federated States of, Montserrat, Myanmar, Namibia, Nauru, New Caledonia, Niger, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Palau, Palestinian Territory, Papua New Guinea, Reunion, Pitcairn, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Sao Tome e Principe, Seychelles, Sierra Leone, Sint Maarten, Solomon Islands, Somalia, South Georgia and the South Sandwich Islands, Sudan (North and South), Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Vanuatu, Venezuela, Wallis and Futuna, Western Sahara, Western Samoa, Yemen, Zimbabwe, Crimea, Cuba, Iran, Libya, North Korea, South Sudan, Sudan, Syria

N26 Country Restrictions

Afghanistan, Aland Islands, American Samoa, Angola, Anguilla, Antarctica, Antigua and Barbuda, Barbados, Belize, Benin, Bhutan, Bonaire (including Sint Eustatius and Saba), Bouvet Island, British Indian Ocean Territory, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Cocos (Keeling) Islands, Comoros, Congo, Democratic Republic of, Congo, Republic of, Cook Islands, Crimea, Cuba, Curacao, Djibouti, Equatorial Guinea, Eritrea, Faroe Islands, Fiji, French Guyana, French Polynesia, French Southern Territories, Gabon, Gambia, Greenland, Grenada, Guadeloupe, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Holy See (Vatican City State), Iran, Iraq, Ivory Coast (Cote d'Ivoire), Japan, Kiribati, Kosovo, Kyrgyzstan, Lao People’s Democratic Republic, Lebanon, Liberia, Libya, Macao, Mali, Marshall Islands, Martinique, Mauritania, Mayotte, Micronesia, Federated States of, Montserrat, Myanmar, Namibia, Nauru, New Caledonia, Niger, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Palau, Palestinian Territory, Papua New Guinea, Reunion, Pitcairn, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Sao Tome e Principe, Seychelles, Sierra Leone, Sint Maarten, Solomon Islands, Somalia, South Georgia and the South Sandwich Islands, Sudan (North and South), Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Vanuatu, Venezuela, Wallis and Futuna, Western Sahara, Western Samoa, Yemen, Zimbabwe, Crimea, Cuba, Iran, Libya, North Korea, South Sudan, Sudan, Syria

Starling Bank vs N26 Transfer Speeds

Transfer Speed Starling Bank N26
Account Opening 1-3 days 1-3 days
Money Transfer Speed 1-10 days 1-10 days

Starling Bank vs N26 Languages

Starling Bank Supported Languages

English

N26 Supported Languages

Starling Bank vs N26 Verdict - Which is better?

Which is best out of Starling Bank and N26 depends on your needs.

  • Starling Bank vs N26 Transfer Fees: Transferring money with Starling Bank costs 0.4%+local fee while N26 charges 0.5-3 EUR.
  • Starling Bank vs N26 Supported Currencies: Starling Bank deals in over 1, where as N26 offers transactions in 1.
  • Starling Bank vs N26 Payment Methods: Starling Bank accepts standing orders, withdraw money through an ATM machine with a debit card and deposit money via bank transfer, while N26 allows transactions via Maestro and debit Mastercard, or use MoneyBeam to send funds to other N26 users. Add your debit Mastercard to Google Pay or Apple Pay for quick digital payments wherever you are..
  • Starling Bank vs N26 Transfer Limits: Starling Bank allows transfers between none and 25000 GBP/day. N26's range is none to 999999999 EUR (SEPA Credit Transfer), 100000 EUR (Sepa Instant Credit Transfer).
  • Starling Bank vs N26 Minimum Age for Account Creation: Starling Bank requires users to be at least 18 years old, where as N26 has a minimum age requirement of 18.
  • Contact Number: You can reach Starling Bank at 0207 930 4450 and N26 at 442035107126.
  • Starling Bank vs N26 Countries of Operation: Starling Bank operates in over 1 countries but has restrictions in over 1 countries. N26 serves 1 countries and restricts operations in 1 countries.
  • Starling Bank vs N26 Client Base: Starling Bank is used by 2,500,000, where as N26 serves 7.
  • Starling Bank vs N26 Year Founded: Starling Bank was established in 2014 and N26 began its operations in 2013.
  • Starling Bank vs N26 Customer Rating: Starling Bank holds a rating of 3, in contrast, N26 has a rating of 3.
  • Starling Bank vs N26 Headquarters: Starling Bank has its headquarters at London (GB), while N26 is based at Berlin, DE.
  • Starling Bank vs N26 Employee Count: Starling Bank employs 1,245 individuals, where as N26 has a team of 1,500.
  • Starling Bank vs N26 Estimated Annual Turnover: Starling Bank turnover stands at 125200000, while N26 boasts a turnover of 151500000.
  • Starling Bank vs N26 Founder: Starling Bank was founded by Anne Boden, holding the position of CEO. On the other hand, N26 was the brainchild of Sergi Perez Lerin, currently holding the position of Head of SEO.
  • Starling Bank vs N26 Supported Languages: Starling Bank offers support in over 1 languages. N26 communicates in 1.

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Screenshots

Starling Bank Screenshot

Starling Bank Screenshot

N26 Screenshot

Starling Bank Screenshot