Monese vs N26 - Who is better? [UPDATED 2024]

When it comes to sending money across borders, we tested options like Monese and N26 have emerged as leading choices. Both Monese and N26 online platforms offer efficient and cost-effective and secure international money transfers from Monese and N26.

We compare Monese vs N26 into the unique features and benefits that distinguish Monese vs N26, empowering you to make an informed decision based on your specific transfer needs like Monese vs N26 fees, currencies available, available payment methods on Monese compared to N26, support options offered by Monese vs N26, speed and more.

Monese vs N26: Quick Feature Comparison

  1. Visit Monese alternative Monese Visit Monese

    Used By: 2200000
    Currencies Available: 3
    Transfer Fees: none
    Payment Methods: Google pay
    iOS App : yes, Android App : yes

    LiveChat:
    Min Transfer: none
    Max Transfer: 50000 EUR
    Year Founded: 2015

  2. Visit Monese alternative N26 Visit N26

    Used By: 7,000,000
    Currencies Available: 54
    Transfer Fees: 0.5-3 EUR
    Payment Methods: Maestro and debit Mastercard, or use MoneyBeam to send funds to other N26 users. Add your debit Mastercard to Google Pay or Apple Pay for quick digital payments wherever you are.
    iOS App : yes, Android App : yes

    LiveChat: yes
    Min Transfer: none
    Max Transfer: 999999999 EUR (SEPA Credit Transfer), 100000 EUR (Sepa Instant Credit Transfer)
    Year Founded: 2013

Monese vs N26: Pros and Cons

Monese vs N26
Advantages

Monese Advantages N26 Advantages
  • Monese is available internationally.
  • Monese provides email customer support.
  • Monese is available to iOS Apple device users.
  • Monese is available to Android mobile device users.
  • N26 has been in operation for over 11 years.
  • N26 operates in numerous international countries.
  • N26 offers an extensive range of currency options for money transfers.
  • N26 provides phone support.
  • N26 offers registered customers email support.
  • N26 has a Apple iOS app on Apple app store.
  • N26 offers a Android Google Play Store mobile app.

Monese vs N26
Disadvantages

Monese Disadvantages N26 Disadvantages
  • Monese has no PayPal support.
  • Monese has no Neteller payments support.
  • Monese has no Skrill payment support.
  • Monese does not have as many fiat currency transfer options as some other providers.
  • Monese does have a mobile digital wallet like some others.
  • No home delivery with Monese.
  • No cash pickups with Monese.
  • No money order support with Monese.
  • No live chat support with Monese.
  • Monese has no telephone support.
  • N26 has no PayPal option.
  • N26 has no Neteller option.
  • N26 has no Skrill option.
  • No digital wallets with N26.
  • No N26 home delivery.
  • No N26 Cash pickups.
  • No N26 money order option.
  • No N26 Livechat.

Monese vs N26 Fees and Other Costs

Fee type Monese Fees N26 Fees
Transfer Fees none 0.5-3 EUR
Min Transfer none none
Max Transfer 50000 EUR 999999999 EUR (SEPA Credit Transfer), 100000 EUR (Sepa Instant Credit Transfer)
Payment Methods Google pay Maestro and debit Mastercard, or use MoneyBeam to send funds to other N26 users. Add your debit Mastercard to Google Pay or Apple Pay for quick digital payments wherever you are.
Currencies GBP, EUR, RON AED, AUD, BGN, BRL, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HRK, HUF, IDR, INR, JPY, MYR, NOK, NZD, PLN, RON, TRY, SEK, SGD, USD, ARS, BDT, BWP, CLP, CNY, COP, CRC, EGP, GEL, GHS, ILS, KES, KRW, LKR, MAD, MXN, NGN, NPR, PHP, PKR, RUB, THB, UAH, UGX, UYU, VND, XOF, ZAR, ZMW

Monese vs N26 Restricted Countries

Monese Country Restrictions

Afghanistan, Aland Islands, American Samoa, Angola, Anguilla, Antarctica, Antigua and Barbuda, Barbados, Belize, Benin, Bhutan, Bonaire (including Sint Eustatius and Saba), Bouvet Island, British Indian Ocean Territory, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Cocos (Keeling) Islands, Comoros, Congo, Democratic Republic of, Congo, Republic of, Cook Islands, Crimea, Cuba, Curacao, Djibouti, Equatorial Guinea, Eritrea, Faroe Islands, Fiji, French Guyana, French Polynesia, French Southern Territories, Gabon, Gambia, Greenland, Grenada, Guadeloupe, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Holy See (Vatican City State), Iran, Iraq, Ivory Coast (Cote d'Ivoire), Japan, Kiribati, Kosovo, Kyrgyzstan, Lao People’s Democratic Republic, Lebanon, Liberia, Libya, Macao, Mali, Marshall Islands, Martinique, Mauritania, Mayotte, Micronesia, Federated States of, Montserrat, Myanmar, Namibia, Nauru, New Caledonia, Niger, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Palau, Palestinian Territory, Papua New Guinea, Reunion, Pitcairn, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Sao Tome e Principe, Seychelles, Sierra Leone, Sint Maarten, Solomon Islands, Somalia, South Georgia and the South Sandwich Islands, Sudan (North and South), Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Vanuatu, Venezuela, Wallis and Futuna, Western Sahara, Western Samoa, Yemen, Zimbabwe, Crimea, Cuba, Iran, Libya, North Korea, South Sudan, Sudan, Syria

N26 Country Restrictions

Afghanistan, Aland Islands, American Samoa, Angola, Anguilla, Antarctica, Antigua and Barbuda, Barbados, Belize, Benin, Bhutan, Bonaire (including Sint Eustatius and Saba), Bouvet Island, British Indian Ocean Territory, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Cocos (Keeling) Islands, Comoros, Congo, Democratic Republic of, Congo, Republic of, Cook Islands, Crimea, Cuba, Curacao, Djibouti, Equatorial Guinea, Eritrea, Faroe Islands, Fiji, French Guyana, French Polynesia, French Southern Territories, Gabon, Gambia, Greenland, Grenada, Guadeloupe, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Holy See (Vatican City State), Iran, Iraq, Ivory Coast (Cote d'Ivoire), Japan, Kiribati, Kosovo, Kyrgyzstan, Lao People’s Democratic Republic, Lebanon, Liberia, Libya, Macao, Mali, Marshall Islands, Martinique, Mauritania, Mayotte, Micronesia, Federated States of, Montserrat, Myanmar, Namibia, Nauru, New Caledonia, Niger, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Palau, Palestinian Territory, Papua New Guinea, Reunion, Pitcairn, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Sao Tome e Principe, Seychelles, Sierra Leone, Sint Maarten, Solomon Islands, Somalia, South Georgia and the South Sandwich Islands, Sudan (North and South), Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Vanuatu, Venezuela, Wallis and Futuna, Western Sahara, Western Samoa, Yemen, Zimbabwe, Crimea, Cuba, Iran, Libya, North Korea, South Sudan, Sudan, Syria

Monese vs N26 Transfer Speeds

Transfer Speed Monese N26
Account Opening 1-3 days 1-3 days
Money Transfer Speed 1-10 days 1-10 days

Monese vs N26 Languages

Monese Supported Languages

N26 Supported Languages

Monese vs N26 Verdict - Which is better?

Which is best out of Monese and N26 depends on your needs.

  • Monese vs N26 Transfer Fees: Transferring money with Monese costs none while N26 charges 0.5-3 EUR.
  • Monese vs N26 Supported Currencies: Monese deals in over 1, where as N26 offers transactions in 1.
  • Monese vs N26 Payment Methods: Monese accepts Google pay, while N26 allows transactions via Maestro and debit Mastercard, or use MoneyBeam to send funds to other N26 users. Add your debit Mastercard to Google Pay or Apple Pay for quick digital payments wherever you are..
  • Monese vs N26 Transfer Limits: Monese allows transfers between none and 50000 EUR. N26's range is none to 999999999 EUR (SEPA Credit Transfer), 100000 EUR (Sepa Instant Credit Transfer).
  • Monese vs N26 Minimum Age for Account Creation: Monese requires users to be at least 18 years old, where as N26 has a minimum age requirement of 18.
  • Contact Number: You can reach Monese at and N26 at 442035107126.
  • Monese vs N26 Countries of Operation: Monese operates in over 1 countries but has restrictions in over 1 countries. N26 serves 1 countries and restricts operations in 1 countries.
  • Monese vs N26 Client Base: Monese is used by 2,200,000, where as N26 serves 7.
  • Monese vs N26 Year Founded: Monese was established in 2015 and N26 began its operations in 2013.
  • Monese vs N26 Customer Rating: Monese holds a rating of 3, in contrast, N26 has a rating of 3.
  • Monese vs N26 Headquarters: Monese has its headquarters at London, UK, while N26 is based at Berlin, DE.
  • Monese vs N26 Employee Count: Monese employs 299 individuals, where as N26 has a team of 1,500.
  • Monese vs N26 Estimated Annual Turnover: Monese turnover stands at 62800000, while N26 boasts a turnover of 151500000.
  • Monese vs N26 Founder: Monese was founded by Norris Koppel, holding the position of CEO. On the other hand, N26 was the brainchild of Sergi Perez Lerin, currently holding the position of Head of SEO.
  • Monese vs N26 Supported Languages: Monese offers support in over 1 languages. N26 communicates in 1.

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Screenshots

Monese Screenshot

Monese Screenshot

N26 Screenshot

Monese Screenshot