Wise vs Xendpay - Who is better? [UPDATED 2024]

When it comes to sending money across borders, we tested options like Wise and Xendpay have emerged as leading choices. Both Wise and Xendpay online platforms offer efficient and cost-effective and secure international money transfers from Wise and Xendpay.

We compare Wise vs Xendpay into the unique features and benefits that distinguish Wise vs Xendpay, empowering you to make an informed decision based on your specific transfer needs like Wise vs Xendpay fees, currencies available, available payment methods on Wise compared to Xendpay, support options offered by Wise vs Xendpay, speed and more.

Wise vs Xendpay: Quick Feature Comparison

  1. Visit Wise alternative Wise Visit Wise

    Used By: 11000000
    Currencies Available: 54
    Transfer Fees: 0.5%-1%
    Payment Methods: Bank transfer, debit card, credit card, SOFORT transfer
    iOS App : yes, Android App : yes

    LiveChat:
    Min Transfer: US$1.00
    Max Transfer: US$1,000,000 (varies based on currency)
    Year Founded: 2011

  2. Visit Wise alternative Xendpay Visit Xendpay

    Used By: 180,000
    Currencies Available: 51
    Transfer Fees: 0.45%-1.4%
    Payment Methods: Bank transfer, SOFORT, debit/credit card
    iOS App : yes, Android App : yes

    LiveChat:
    Min Transfer: £100.00/120.00 (bank transfers)
    Max Transfer: £100,000.00 (upgraded account)
    Year Founded: 2005

Wise vs Xendpay: Pros and Cons

Wise vs Xendpay
Advantages

Wise Advantages Xendpay Advantages
  • Wise has been serving clients for over 13 years
  • Wise is well rated among clients.
  • Wise is available internationally.
  • Wise has multiple currency options.
  • Wise provides phone customer support.
  • Wise provides email customer support.
  • Wise is available to iOS Apple device users.
  • Wise is available to Android mobile device users.
  • Xendpay has been in operation for over 19 years.
  • Xendpay boasts a high rating for sending money.
  • Xendpay operates in numerous international countries.
  • Xendpay offers an extensive range of currency options for money transfers.
  • Xendpay provides phone support.
  • Xendpay offers registered customers email support.
  • Xendpay has a Apple iOS app on Apple app store.
  • Xendpay offers a Android Google Play Store mobile app.

Wise vs Xendpay
Disadvantages

Wise Disadvantages Xendpay Disadvantages
  • Wise has no PayPal support.
  • Wise has no Neteller payments support.
  • Wise has no Skrill payment support.
  • Wise does have a mobile digital wallet like some others.
  • No home delivery with Wise.
  • No cash pickups with Wise.
  • No money order support with Wise.
  • No live chat support with Wise.
  • Xendpay has no PayPal option.
  • Xendpay has no Neteller option.
  • Xendpay has no Skrill option.
  • No digital wallets with Xendpay.
  • No Xendpay home delivery.
  • No Xendpay Cash pickups.
  • No Xendpay money order option.
  • No Xendpay Livechat.

Wise vs Xendpay Fees and Other Costs

Fee type Wise Fees Xendpay Fees
Transfer Fees 0.5%-1% 0.45%-1.4%
Min Transfer US$1.00 £100.00/120.00 (bank transfers)
Max Transfer US$1,000,000 (varies based on currency) £100,000.00 (upgraded account)
Payment Methods Bank transfer, debit card, credit card, SOFORT transfer Bank transfer, SOFORT, debit/credit card
Currencies AED, AUD, BGN, BRL, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HRK, HUF, IDR, INR, JPY, MYR, NOK, NZD, PLN, RON, TRY, SEK, SGD, USD, ARS, BDT, BWP, CLP, CNY, COP, CRC, EGP, GEL, GHS, ILS, KES, KRW, LKR, MAD, MXN, NGN, NPR, PHP, PKR, RUB, THB, UAH, UGX, UYU, VND, XOF, ZAR, ZMW AED, AUD, BBD, BDT, BHD, BRL, CAD, CHF, CNY, CZK, DKK, EGP, EUR, FJD, GBP, GHS, HKD, HRK, HUF, IDR, ILS, INR, JMD, JOD, JPY, KES, KWD, LKR, MAD, MUR, MXN, MYR, NOK, NPR, NZD, PHP, PKR, PLN, QAR, RON, SAR, SEK, SGD, THB, TND, TRY, UGX, USD, VND, XCD, ZAR

Wise vs Xendpay Restricted Countries

Wise Country Restrictions

North Korea

Xendpay Country Restrictions

Afghanistan, Aland Islands, American Samoa, Angola, Anguilla, Antarctica, Antigua and Barbuda, Barbados, Belize, Benin, Bhutan, Bonaire (including Sint Eustatius and Saba), Bouvet Island, British Indian Ocean Territory, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Cocos (Keeling) Islands, Comoros, Congo, Democratic Republic of, Congo, Republic of, Cook Islands, Crimea, Cuba, Curacao, Djibouti, Equatorial Guinea, Eritrea, Faroe Islands, Fiji, French Guyana, French Polynesia, French Southern Territories, Gabon, Gambia, Greenland, Grenada, Guadeloupe, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Holy See (Vatican City State), Iran, Iraq, Ivory Coast (Cote d'Ivoire), Japan, Kiribati, Kosovo, Kyrgyzstan, Lao People’s Democratic Republic, Lebanon, Liberia, Libya, Macao, Mali, Marshall Islands, Martinique, Mauritania, Mayotte, Micronesia, Federated States of, Montserrat, Myanmar, Namibia, Nauru, New Caledonia, Niger, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Palau, Palestinian Territory, Papua New Guinea, Reunion, Pitcairn, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Sao Tome e Principe, Seychelles, Sierra Leone, Sint Maarten, Solomon Islands, Somalia, South Georgia and the South Sandwich Islands, Sudan (North and South), Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Vanuatu, Venezuela, Wallis and Futuna, Western Sahara, Western Samoa, Yemen, Zimbabwe, Crimea, Cuba, Iran, Libya, North Korea, South Sudan, Sudan, Syria

Wise vs Xendpay Transfer Speeds

Transfer Speed Wise Xendpay
Account Opening 1-3 days 1-3 days
Money Transfer Speed 1-10 days 1-10 days

Wise vs Xendpay Languages

Wise Supported Languages

English, French, German, Hungarian, Japanese, Polish, Portugese, Romanian, Russian, Spanish, Turkish

Xendpay Supported Languages

English, French, German, Spanish, Polish

Wise vs Xendpay Verdict - Which is better?

Which is best out of Wise and Xendpay depends on your needs.

  • Wise vs Xendpay Transfer Fees: Transferring money with Wise costs 0.5%-1% while Xendpay charges 0.45%-1.4%.
  • Wise vs Xendpay Supported Currencies: Wise deals in over 1, where as Xendpay offers transactions in 1.
  • Wise vs Xendpay Payment Methods: Wise accepts Bank transfer, debit card, credit card, SOFORT transfer, while Xendpay allows transactions via Bank transfer, SOFORT, debit/credit card.
  • Wise vs Xendpay Transfer Limits: Wise allows transfers between US$1.00 and US$1,000,000 (varies based on currency). Xendpay's range is £100.00/120.00 (bank transfers) to £100,000.00 (upgraded account).
  • Wise vs Xendpay Minimum Age for Account Creation: Wise requires users to be at least 18 years old, where as Xendpay has a minimum age requirement of 18.
  • Contact Number: You can reach Wise at 44 20 7033 0296 and Xendpay at +44 20 7220 8158.
  • Wise vs Xendpay Countries of Operation: Wise operates in over 1 countries but has restrictions in over 1 countries. Xendpay serves 1 countries and restricts operations in 1 countries.
  • Wise vs Xendpay Client Base: Wise is used by 11,000,000, where as Xendpay serves 180.
  • Wise vs Xendpay Year Founded: Wise was established in 2011 and Xendpay began its operations in 2005.
  • Wise vs Xendpay Customer Rating: Wise holds a rating of 4, in contrast, Xendpay has a rating of 3.
  • Wise vs Xendpay Headquarters: Wise has its headquarters at London, UK, while Xendpay is based at London (GB).
  • Wise vs Xendpay Employee Count: Wise employs 2,243 individuals, where as Xendpay has a team of 49.
  • Wise vs Xendpay Estimated Annual Turnover: Wise turnover stands at 27000000, while Xendpay boasts a turnover of .
  • Wise vs Xendpay Founder: Wise was founded by Venkatesh Saha, holding the position of CEO. On the other hand, Xendpay was the brainchild of Jake Holloway, currently holding the position of Founder.
  • Wise vs Xendpay Supported Languages: Wise offers support in over 1 languages. Xendpay communicates in 1.

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Wise vs Xendpay Alternatives Guides

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Screenshots

Wise Screenshot

Wise Screenshot

Xendpay Screenshot

Wise Screenshot