Wise vs Starling Bank - Who is better? [UPDATED 2024]

When it comes to sending money across borders, we tested options like Wise and Starling Bank have emerged as leading choices. Both Wise and Starling Bank online platforms offer efficient and cost-effective and secure international money transfers from Wise and Starling Bank.

We compare Wise vs Starling Bank into the unique features and benefits that distinguish Wise vs Starling Bank, empowering you to make an informed decision based on your specific transfer needs like Wise vs Starling Bank fees, currencies available, available payment methods on Wise compared to Starling Bank, support options offered by Wise vs Starling Bank, speed and more.

Wise vs Starling Bank: Quick Feature Comparison

  1. Visit Wise alternative Wise Visit Wise

    Used By: 11000000
    Currencies Available: 54
    Transfer Fees: 0.5%-1%
    Payment Methods: Bank transfer, debit card, credit card, SOFORT transfer
    iOS App : yes, Android App : yes

    LiveChat:
    Min Transfer: US$1.00
    Max Transfer: US$1,000,000 (varies based on currency)
    Year Founded: 2011

  2. Visit Wise alternative Starling Bank Visit Starling Bank

    Used By: 2500000
    Currencies Available: 20
    Transfer Fees: 0.4%+local fee
    Payment Methods: standing orders, withdraw money through an ATM machine with a debit card and deposit money via bank transfer
    iOS App : yes, Android App : yes

    LiveChat: yes
    Min Transfer: none
    Max Transfer: 25000 GBP/day
    Year Founded: 2014

Wise vs Starling Bank: Pros and Cons

Wise vs Starling Bank
Advantages

Wise Advantages Starling Bank Advantages
  • Wise has been serving clients for over 13 years
  • Wise is well rated among clients.
  • Wise is available internationally.
  • Wise has multiple currency options.
  • Wise provides phone customer support.
  • Wise provides email customer support.
  • Wise is available to iOS Apple device users.
  • Wise is available to Android mobile device users.
  • Starling Bank boasts a high rating for sending money.
  • Starling Bank operates in numerous international countries.
  • Starling Bank offers an extensive range of currency options for money transfers.
  • Starling Bank provides phone support.
  • Starling Bank offers registered customers email support.
  • Starling Bank has a Apple iOS app on Apple app store.
  • Starling Bank offers a Android Google Play Store mobile app.

Wise vs Starling Bank
Disadvantages

Wise Disadvantages Starling Bank Disadvantages
  • Wise has no PayPal support.
  • Wise has no Neteller payments support.
  • Wise has no Skrill payment support.
  • Wise does have a mobile digital wallet like some others.
  • No home delivery with Wise.
  • No cash pickups with Wise.
  • No money order support with Wise.
  • No live chat support with Wise.
  • Starling Bank has no PayPal option.
  • Starling Bank has no Neteller option.
  • Starling Bank has no Skrill option.
  • No digital wallets with Starling Bank.
  • No Starling Bank home delivery.
  • No Starling Bank Cash pickups.
  • No Starling Bank money order option.
  • No Starling Bank Livechat.

Wise vs Starling Bank Fees and Other Costs

Fee type Wise Fees Starling Bank Fees
Transfer Fees 0.5%-1% 0.4%+local fee
Min Transfer US$1.00 none
Max Transfer US$1,000,000 (varies based on currency) 25000 GBP/day
Payment Methods Bank transfer, debit card, credit card, SOFORT transfer standing orders, withdraw money through an ATM machine with a debit card and deposit money via bank transfer
Currencies AED, AUD, BGN, BRL, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HRK, HUF, IDR, INR, JPY, MYR, NOK, NZD, PLN, RON, TRY, SEK, SGD, USD, ARS, BDT, BWP, CLP, CNY, COP, CRC, EGP, GEL, GHS, ILS, KES, KRW, LKR, MAD, MXN, NGN, NPR, PHP, PKR, RUB, THB, UAH, UGX, UYU, VND, XOF, ZAR, ZMW GBP, EUR, USD, BGN, CZK, DKK, PLN, HKD, HUF, MXN, NZD, NOK, QAR, RON, SGD, ZAR, SEK, CHF, THB, TRY

Wise vs Starling Bank Restricted Countries

Wise Country Restrictions

North Korea

Starling Bank Country Restrictions

Afghanistan, Aland Islands, American Samoa, Angola, Anguilla, Antarctica, Antigua and Barbuda, Barbados, Belize, Benin, Bhutan, Bonaire (including Sint Eustatius and Saba), Bouvet Island, British Indian Ocean Territory, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Cocos (Keeling) Islands, Comoros, Congo, Democratic Republic of, Congo, Republic of, Cook Islands, Crimea, Cuba, Curacao, Djibouti, Equatorial Guinea, Eritrea, Faroe Islands, Fiji, French Guyana, French Polynesia, French Southern Territories, Gabon, Gambia, Greenland, Grenada, Guadeloupe, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Holy See (Vatican City State), Iran, Iraq, Ivory Coast (Cote d'Ivoire), Japan, Kiribati, Kosovo, Kyrgyzstan, Lao People’s Democratic Republic, Lebanon, Liberia, Libya, Macao, Mali, Marshall Islands, Martinique, Mauritania, Mayotte, Micronesia, Federated States of, Montserrat, Myanmar, Namibia, Nauru, New Caledonia, Niger, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Palau, Palestinian Territory, Papua New Guinea, Reunion, Pitcairn, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Sao Tome e Principe, Seychelles, Sierra Leone, Sint Maarten, Solomon Islands, Somalia, South Georgia and the South Sandwich Islands, Sudan (North and South), Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Vanuatu, Venezuela, Wallis and Futuna, Western Sahara, Western Samoa, Yemen, Zimbabwe, Crimea, Cuba, Iran, Libya, North Korea, South Sudan, Sudan, Syria

Wise vs Starling Bank Transfer Speeds

Transfer Speed Wise Starling Bank
Account Opening 1-3 days 1-3 days
Money Transfer Speed 1-10 days 1-10 days

Wise vs Starling Bank Languages

Wise Supported Languages

English, French, German, Hungarian, Japanese, Polish, Portugese, Romanian, Russian, Spanish, Turkish

Starling Bank Supported Languages

English

Wise vs Starling Bank Verdict - Which is better?

Which is best out of Wise and Starling Bank depends on your needs.

  • Wise vs Starling Bank Transfer Fees: Transferring money with Wise costs 0.5%-1% while Starling Bank charges 0.4%+local fee.
  • Wise vs Starling Bank Supported Currencies: Wise deals in over 1, where as Starling Bank offers transactions in 1.
  • Wise vs Starling Bank Payment Methods: Wise accepts Bank transfer, debit card, credit card, SOFORT transfer, while Starling Bank allows transactions via standing orders, withdraw money through an ATM machine with a debit card and deposit money via bank transfer.
  • Wise vs Starling Bank Transfer Limits: Wise allows transfers between US$1.00 and US$1,000,000 (varies based on currency). Starling Bank's range is none to 25000 GBP/day.
  • Wise vs Starling Bank Minimum Age for Account Creation: Wise requires users to be at least 18 years old, where as Starling Bank has a minimum age requirement of 18.
  • Contact Number: You can reach Wise at 44 20 7033 0296 and Starling Bank at 0207 930 4450.
  • Wise vs Starling Bank Countries of Operation: Wise operates in over 1 countries but has restrictions in over 1 countries. Starling Bank serves 1 countries and restricts operations in 1 countries.
  • Wise vs Starling Bank Client Base: Wise is used by 11,000,000, where as Starling Bank serves 2,500,000.
  • Wise vs Starling Bank Year Founded: Wise was established in 2011 and Starling Bank began its operations in 2014.
  • Wise vs Starling Bank Customer Rating: Wise holds a rating of 4, in contrast, Starling Bank has a rating of 3.
  • Wise vs Starling Bank Headquarters: Wise has its headquarters at London, UK, while Starling Bank is based at London (GB).
  • Wise vs Starling Bank Employee Count: Wise employs 2,243 individuals, where as Starling Bank has a team of 1,245.
  • Wise vs Starling Bank Estimated Annual Turnover: Wise turnover stands at 27000000, while Starling Bank boasts a turnover of 125200000.
  • Wise vs Starling Bank Founder: Wise was founded by Venkatesh Saha, holding the position of CEO. On the other hand, Starling Bank was the brainchild of Anne Boden, currently holding the position of CEO.
  • Wise vs Starling Bank Supported Languages: Wise offers support in over 1 languages. Starling Bank communicates in 1.

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Wise vs Starling Bank Alternatives Guides

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Screenshots

Wise Screenshot

Wise Screenshot

Starling Bank Screenshot

Wise Screenshot