Xoom vs PayPal - Who is better? [UPDATED 2024]

When it comes to sending money across borders, we tested options like Xoom and PayPal have emerged as leading choices. Both Xoom and PayPal online platforms offer efficient and cost-effective and secure international money transfers from Xoom and PayPal.

We compare Xoom vs PayPal into the unique features and benefits that distinguish Xoom vs PayPal, empowering you to make an informed decision based on your specific transfer needs like Xoom vs PayPal fees, currencies available, available payment methods on Xoom compared to PayPal, support options offered by Xoom vs PayPal, speed and more.

Xoom vs PayPal: Quick Feature Comparison

  1. Visit Xoom alternative Xoom Visit Xoom

    Used By: 250000000
    Currencies Available: 4
    Transfer Fees: 0$-40$
    Payment Methods: Bank transfer, debit/credit card, PayPal balance
    iOS App : yes, Android App : yes

    LiveChat: yes
    Min Transfer: US$10.00
    Max Transfer: 2999 USD/day, 6000 USD/month, 9999 USD/3 months
    Year Founded: 2001

  2. Visit Xoom alternative PayPal Visit PayPal

    Used By: 295000000
    Currencies Available: 25
    Transfer Fees: 2.9%+0.30 EUR
    Payment Methods: Bank transfer, P2P mobile payment
    iOS App : yes, Android App : yes

    LiveChat: yes
    Min Transfer: None
    Max Transfer: US$60,000.00 (varies)
    Year Founded: 1998

Xoom vs PayPal: Pros and Cons

Xoom vs PayPal
Advantages

Xoom Advantages PayPal Advantages
  • Xoom has been serving clients for over 23 years
  • Xoom is available internationally.
  • Xoom provides home money transfer deliver for some customers.
  • Xoom supports money transfer cash pickups.
  • Xoom provides phone customer support.
  • Xoom provides email customer support.
  • Xoom is available to iOS Apple device users.
  • Xoom is available to Android mobile device users.
  • PayPal has been in operation for over 26 years.
  • PayPal operates in numerous international countries.
  • PayPal offers an extensive range of currency options for money transfers.
  • PayPal provides phone support.
  • PayPal offers registered customers email support.
  • PayPal has a Apple iOS app on Apple app store.
  • PayPal offers a Android Google Play Store mobile app.

Xoom vs PayPal
Disadvantages

Xoom Disadvantages PayPal Disadvantages
  • Xoom has no Neteller payments support.
  • Xoom has no Skrill payment support.
  • Xoom does not have as many fiat currency transfer options as some other providers.
  • Xoom does have a mobile digital wallet like some others.
  • No money order support with Xoom.
  • No live chat support with Xoom.
  • PayPal has no PayPal option.
  • PayPal has no Neteller option.
  • PayPal has no Skrill option.
  • No digital wallets with PayPal.
  • No PayPal home delivery.
  • No PayPal Cash pickups.
  • No PayPal money order option.
  • No PayPal Livechat.

Xoom vs PayPal Fees and Other Costs

Fee type Xoom Fees PayPal Fees
Transfer Fees 0$-40$ 2.9%+0.30 EUR
Min Transfer US$10.00 None
Max Transfer 2999 USD/day, 6000 USD/month, 9999 USD/3 months US$60,000.00 (varies)
Payment Methods Bank transfer, debit/credit card, PayPal balance Bank transfer, P2P mobile payment
Currencies EUR, GBP, USD, CAD AUD, BRL, CAD, CNY, CZK, DKK, EUR, HKD, HUF, ILS, JPY, MYR, MXN, TWD, NZD, NOK, PHP, PLN, GBP, RUB, SGD, SEK, CHF, THB, USD

Xoom vs PayPal Restricted Countries

Xoom Country Restrictions

Afghanistan, Aland Islands, American Samoa, Angola, Anguilla, Antarctica, Antigua and Barbuda, Barbados, Belize, Benin, Bhutan, Bonaire (including Sint Eustatius and Saba), Bouvet Island, British Indian Ocean Territory, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Cocos (Keeling) Islands, Comoros, Congo, Democratic Republic of, Congo, Republic of, Cook Islands, Crimea, Cuba, Curacao, Djibouti, Equatorial Guinea, Eritrea, Faroe Islands, Fiji, French Guyana, French Polynesia, French Southern Territories, Gabon, Gambia, Greenland, Grenada, Guadeloupe, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Holy See (Vatican City State), Iran, Iraq, Ivory Coast (Cote d'Ivoire), Japan, Kiribati, Kosovo, Kyrgyzstan, Lao People’s Democratic Republic, Lebanon, Liberia, Libya, Macao, Mali, Marshall Islands, Martinique, Mauritania, Mayotte, Micronesia, Federated States of, Montserrat, Myanmar, Namibia, Nauru, New Caledonia, Niger, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Palau, Palestinian Territory, Papua New Guinea, Reunion, Pitcairn, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Sao Tome e Principe, Seychelles, Sierra Leone, Sint Maarten, Solomon Islands, Somalia, South Georgia and the South Sandwich Islands, Sudan (North and South), Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Vanuatu, Venezuela, Wallis and Futuna, Western Sahara, Western Samoa, Yemen, Zimbabwe, Crimea, Cuba, Iran, Libya, North Korea, South Sudan, Sudan, Syria

PayPal Country Restrictions

Afghanistan, Aland Islands, American Samoa, Angola, Anguilla, Antarctica, Antigua and Barbuda, Barbados, Belize, Benin, Bhutan, Bonaire (including Sint Eustatius and Saba), Bouvet Island, British Indian Ocean Territory, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Cocos (Keeling) Islands, Comoros, Congo, Democratic Republic of, Congo, Republic of, Cook Islands, Crimea, Cuba, Curacao, Djibouti, Equatorial Guinea, Eritrea, Faroe Islands, Fiji, French Guyana, French Polynesia, French Southern Territories, Gabon, Gambia, Greenland, Grenada, Guadeloupe, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Holy See (Vatican City State), Iran, Iraq, Ivory Coast (Cote d'Ivoire), Japan, Kiribati, Kosovo, Kyrgyzstan, Lao People’s Democratic Republic, Lebanon, Liberia, Libya, Macao, Mali, Marshall Islands, Martinique, Mauritania, Mayotte, Micronesia, Federated States of, Montserrat, Myanmar, Namibia, Nauru, New Caledonia, Niger, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Palau, Palestinian Territory, Papua New Guinea, Reunion, Pitcairn, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Sao Tome e Principe, Seychelles, Sierra Leone, Sint Maarten, Solomon Islands, Somalia, South Georgia and the South Sandwich Islands, Sudan (North and South), Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Vanuatu, Venezuela, Wallis and Futuna, Western Sahara, Western Samoa, Yemen, Zimbabwe, Crimea, Cuba, Iran, Libya, North Korea, South Sudan, Sudan, Syria

Xoom vs PayPal Transfer Speeds

Transfer Speed Xoom PayPal
Account Opening 1-3 days 1-3 days
Money Transfer Speed 1-10 days 1-10 days

Xoom vs PayPal Languages

Xoom Supported Languages

English, Spanish, French, German, Hungarian, Italian, Korean, Polish, Portuguese, Romanian, Russian, Chinese, Vietnamese, Dutch

PayPal Supported Languages

All major languages

Xoom vs PayPal Verdict - Which is better?

Which is best out of Xoom and PayPal depends on your needs.

  • Xoom vs PayPal Transfer Fees: Transferring money with Xoom costs 0$-40$ while PayPal charges 2.9%+0.30 EUR.
  • Xoom vs PayPal Supported Currencies: Xoom deals in over 1, where as PayPal offers transactions in 1.
  • Xoom vs PayPal Payment Methods: Xoom accepts Bank transfer, debit/credit card, PayPal balance, while PayPal allows transactions via Bank transfer, P2P mobile payment.
  • Xoom vs PayPal Transfer Limits: Xoom allows transfers between US$10.00 and 2999 USD/day, 6000 USD/month, 9999 USD/3 months. PayPal's range is None to US$60,000.00 (varies).
  • Xoom vs PayPal Minimum Age for Account Creation: Xoom requires users to be at least 18 years old, where as PayPal has a minimum age requirement of 18.
  • Contact Number: You can reach Xoom at +441392694030 and PayPal at 1800 419 9833.
  • Xoom vs PayPal Countries of Operation: Xoom operates in over 1 countries but has restrictions in over 1 countries. PayPal serves 1 countries and restricts operations in 1 countries.
  • Xoom vs PayPal Client Base: Xoom is used by 250,000,000, where as PayPal serves 295,000,000.
  • Xoom vs PayPal Year Founded: Xoom was established in 2001 and PayPal began its operations in 1998.
  • Xoom vs PayPal Customer Rating: Xoom holds a rating of 3, in contrast, PayPal has a rating of 3.
  • Xoom vs PayPal Headquarters: Xoom has its headquarters at San Francisco, US, while PayPal is based at San Francisco (US).
  • Xoom vs PayPal Employee Count: Xoom employs 4,422 individuals, where as PayPal has a team of 320.
  • Xoom vs PayPal Estimated Annual Turnover: Xoom turnover stands at 500000000, while PayPal boasts a turnover of 25 Billion USD.
  • Xoom vs PayPal Founder: Xoom was founded by Jennifer Wong, holding the position of MTS1 Software Engineer. On the other hand, PayPal was the brainchild of Sameera Rao, currently holding the position of VP and Head of Technology.
  • Xoom vs PayPal Supported Languages: Xoom offers support in over 1 languages. PayPal communicates in 1.

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Xoom vs PayPal Alternatives Guides

If you would like to see some of the best Xoom vs PayPal related services compared against their best Xoom vs PayPal alternatives available right now. Learn more about Xoom vs PayPal alternatives by clicking on the links below.



Screenshots

Xoom Screenshot

Xoom Screenshot

PayPal Screenshot

Xoom Screenshot