Western Union vs Xoom - Who is better? [UPDATED 2024]

When it comes to sending money across borders, we tested options like Western Union and Xoom have emerged as leading choices. Both Western Union and Xoom online platforms offer efficient and cost-effective and secure international money transfers from Western Union and Xoom.

We compare Western Union vs Xoom into the unique features and benefits that distinguish Western Union vs Xoom, empowering you to make an informed decision based on your specific transfer needs like Western Union vs Xoom fees, currencies available, available payment methods on Western Union compared to Xoom, support options offered by Western Union vs Xoom, speed and more.

Western Union vs Xoom: Quick Feature Comparison

  1. Visit Western Union alternative Western Union Visit Western Union

    Used By: 15000000
    Currencies Available: 38
    Transfer Fees: up to 3%
    Payment Methods: Cash, bank transfer, debit card, credit card (varies from country)
    iOS App : yes, Android App : yes

    Min Transfer: $1.00
    Max Transfer: $10,000.00 (varies)
    Year Founded: 1851

  2. Visit Western Union alternative Xoom Visit Xoom

    Used By: 250000000
    Currencies Available: 4
    Transfer Fees: 0$-40$
    Payment Methods: Bank transfer, debit/credit card, PayPal balance
    iOS App : yes, Android App : yes

    LiveChat: yes
    Min Transfer: US$10.00
    Max Transfer: 2999 USD/day, 6000 USD/month, 9999 USD/3 months
    Year Founded: 2001

Western Union vs Xoom: Pros and Cons

Western Union vs Xoom

Western Union Advantages Xoom Advantages
  • Western Union has been serving clients for over 173 years
  • Western Union is available internationally.
  • Western Union has multiple currency options.
  • Western Union supports money transfer cash pickups.
  • Western Union supports sending money orders.
  • Western Union provides phone customer support.
  • Western Union provides email customer support.
  • Western Union is available to iOS Apple device users.
  • Western Union is available to Android mobile device users.
  • Xoom has been in operation for over 23 years.
  • Xoom operates in numerous international countries.
  • Xoom offers home delivery services for money transfers.
  • Xoom allows cash pickups for money transfers.
  • Xoom provides phone support.
  • Xoom offers registered customers email support.
  • Xoom has a Apple iOS app on Apple app store.
  • Xoom offers a Android Google Play Store mobile app.

Western Union vs Xoom

Western Union Disadvantages Xoom Disadvantages
  • Western Union has no PayPal support.
  • Western Union has no Neteller payments support.
  • Western Union has no Skrill payment support.
  • Western Union does have a mobile digital wallet like some others.
  • No home delivery with Western Union.
  • No live chat support with Western Union.
  • Xoom has no Neteller option.
  • Xoom has no Skrill option.
  • Xoom has few fiat currency then some others.
  • No digital wallets with Xoom.
  • No Xoom money order option.
  • No Xoom Livechat.

Western Union vs Xoom Fees and Other Costs

Fee type Western Union Fees Xoom Fees
Transfer Fees up to 3% 0$-40$
Min Transfer $1.00 US$10.00
Max Transfer $10,000.00 (varies) 2999 USD/day, 6000 USD/month, 9999 USD/3 months
Payment Methods Cash, bank transfer, debit card, credit card (varies from country) Bank transfer, debit/credit card, PayPal balance

Western Union vs Xoom Restricted Countries

Western Union Country Restrictions

North Korea

Xoom Country Restrictions

Afghanistan, Aland Islands, American Samoa, Angola, Anguilla, Antarctica, Antigua and Barbuda, Barbados, Belize, Benin, Bhutan, Bonaire (including Sint Eustatius and Saba), Bouvet Island, British Indian Ocean Territory, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Cocos (Keeling) Islands, Comoros, Congo, Democratic Republic of, Congo, Republic of, Cook Islands, Crimea, Cuba, Curacao, Djibouti, Equatorial Guinea, Eritrea, Faroe Islands, Fiji, French Guyana, French Polynesia, French Southern Territories, Gabon, Gambia, Greenland, Grenada, Guadeloupe, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Holy See (Vatican City State), Iran, Iraq, Ivory Coast (Cote d'Ivoire), Japan, Kiribati, Kosovo, Kyrgyzstan, Lao People’s Democratic Republic, Lebanon, Liberia, Libya, Macao, Mali, Marshall Islands, Martinique, Mauritania, Mayotte, Micronesia, Federated States of, Montserrat, Myanmar, Namibia, Nauru, New Caledonia, Niger, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Palau, Palestinian Territory, Papua New Guinea, Reunion, Pitcairn, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Sao Tome e Principe, Seychelles, Sierra Leone, Sint Maarten, Solomon Islands, Somalia, South Georgia and the South Sandwich Islands, Sudan (North and South), Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Vanuatu, Venezuela, Wallis and Futuna, Western Sahara, Western Samoa, Yemen, Zimbabwe, Crimea, Cuba, Iran, Libya, North Korea, South Sudan, Sudan, Syria

Western Union vs Xoom Transfer Speeds

Transfer Speed Western Union Xoom
Account Opening 1-3 days 1-3 days
Money Transfer Speed 1-10 days 1-10 days

Western Union vs Xoom Languages

Western Union Supported Languages

English, French, Spanish, Polish, German, Danish, Finnish, Japanese, Dutch, Norwegian, Portuguese, Russian, Swedish, Turkish, Ukrainian, Chinese, Italian

Xoom Supported Languages

English, Spanish, French, German, Hungarian, Italian, Korean, Polish, Portuguese, Romanian, Russian, Chinese, Vietnamese, Dutch

Western Union vs Xoom Verdict - Which is better?

Which is best out of Western Union and Xoom depends on your needs.

  • Western Union vs Xoom Transfer Fees: Transferring money with Western Union costs up to 3% while Xoom charges 0$-40$.
  • Western Union vs Xoom Supported Currencies: Western Union deals in over 1, where as Xoom offers transactions in 1.
  • Western Union vs Xoom Payment Methods: Western Union accepts Cash, bank transfer, debit card, credit card (varies from country), while Xoom allows transactions via Bank transfer, debit/credit card, PayPal balance.
  • Western Union vs Xoom Transfer Limits: Western Union allows transfers between $1.00 and $10,000.00 (varies). Xoom's range is US$10.00 to 2999 USD/day, 6000 USD/month, 9999 USD/3 months.
  • Western Union vs Xoom Minimum Age for Account Creation: Western Union requires users to be at least 18 years old, where as Xoom has a minimum age requirement of 18.
  • Contact Number: You can reach Western Union at +104904946 and Xoom at +441392694030.
  • Western Union vs Xoom Countries of Operation: Western Union operates in over 1 countries but has restrictions in over 1 countries. Xoom serves 1 countries and restricts operations in 1 countries.
  • Western Union vs Xoom Client Base: Western Union is used by 15,000,000, where as Xoom serves 250,000,000.
  • Western Union vs Xoom Year Founded: Western Union was established in 1851 and Xoom began its operations in 2001.
  • Western Union vs Xoom Customer Rating: Western Union holds a rating of 3, in contrast, Xoom has a rating of 3.
  • Western Union vs Xoom Headquarters: Western Union has its headquarters at Denver, US, while Xoom is based at San Francisco, US.
  • Western Union vs Xoom Employee Count: Western Union employs 11,000 individuals, where as Xoom has a team of 4,422.
  • Western Union vs Xoom Estimated Annual Turnover: Western Union turnover stands at 5,600,000 USD, while Xoom boasts a turnover of 500000000.
  • Western Union vs Xoom Founder: Western Union was founded by Hikmet Ersek, holding the position of President, Chief Executive Officer and Director. On the other hand, Xoom was the brainchild of Jennifer Wong, currently holding the position of MTS1 Software Engineer.
  • Western Union vs Xoom Supported Languages: Western Union offers support in over 1 languages. Xoom communicates in 1.

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Western Union vs Xoom Alternatives Guides

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Western Union Screenshot

Western Union Screenshot

Xoom Screenshot

Western Union Screenshot