Xoom vs Starling Bank - Who is better? [UPDATED 2024]

When it comes to sending money across borders, we tested options like Xoom and Starling Bank have emerged as leading choices. Both Xoom and Starling Bank online platforms offer efficient and cost-effective and secure international money transfers from Xoom and Starling Bank.

We compare Xoom vs Starling Bank into the unique features and benefits that distinguish Xoom vs Starling Bank, empowering you to make an informed decision based on your specific transfer needs like Xoom vs Starling Bank fees, currencies available, available payment methods on Xoom compared to Starling Bank, support options offered by Xoom vs Starling Bank, speed and more.

Xoom vs Starling Bank: Quick Feature Comparison

  1. Visit Xoom alternative Xoom Visit Xoom

    Used By: 250000000
    Currencies Available: 4
    Transfer Fees: 0$-40$
    Payment Methods: Bank transfer, debit/credit card, PayPal balance
    iOS App : yes, Android App : yes

    LiveChat: yes
    Min Transfer: US$10.00
    Max Transfer: 2999 USD/day, 6000 USD/month, 9999 USD/3 months
    Year Founded: 2001

  2. Visit Xoom alternative Starling Bank Visit Starling Bank

    Used By: 2500000
    Currencies Available: 20
    Transfer Fees: 0.4%+local fee
    Payment Methods: standing orders, withdraw money through an ATM machine with a debit card and deposit money via bank transfer
    iOS App : yes, Android App : yes

    LiveChat: yes
    Min Transfer: none
    Max Transfer: 25000 GBP/day
    Year Founded: 2014

Xoom vs Starling Bank: Pros and Cons

Xoom vs Starling Bank
Advantages

Xoom Advantages Starling Bank Advantages
  • Xoom has been serving clients for over 23 years
  • Xoom is available internationally.
  • Xoom provides home money transfer deliver for some customers.
  • Xoom supports money transfer cash pickups.
  • Xoom provides phone customer support.
  • Xoom provides email customer support.
  • Xoom is available to iOS Apple device users.
  • Xoom is available to Android mobile device users.
  • Starling Bank operates in numerous international countries.
  • Starling Bank offers an extensive range of currency options for money transfers.
  • Starling Bank provides phone support.
  • Starling Bank offers registered customers email support.
  • Starling Bank has a Apple iOS app on Apple app store.
  • Starling Bank offers a Android Google Play Store mobile app.

Xoom vs Starling Bank
Disadvantages

Xoom Disadvantages Starling Bank Disadvantages
  • Xoom has no Neteller payments support.
  • Xoom has no Skrill payment support.
  • Xoom does not have as many fiat currency transfer options as some other providers.
  • Xoom does have a mobile digital wallet like some others.
  • No money order support with Xoom.
  • No live chat support with Xoom.
  • Starling Bank has no PayPal option.
  • Starling Bank has no Neteller option.
  • Starling Bank has no Skrill option.
  • No digital wallets with Starling Bank.
  • No Starling Bank home delivery.
  • No Starling Bank Cash pickups.
  • No Starling Bank money order option.
  • No Starling Bank Livechat.

Xoom vs Starling Bank Fees and Other Costs

Fee type Xoom Fees Starling Bank Fees
Transfer Fees 0$-40$ 0.4%+local fee
Min Transfer US$10.00 none
Max Transfer 2999 USD/day, 6000 USD/month, 9999 USD/3 months 25000 GBP/day
Payment Methods Bank transfer, debit/credit card, PayPal balance standing orders, withdraw money through an ATM machine with a debit card and deposit money via bank transfer
Currencies EUR, GBP, USD, CAD GBP, EUR, USD, BGN, CZK, DKK, PLN, HKD, HUF, MXN, NZD, NOK, QAR, RON, SGD, ZAR, SEK, CHF, THB, TRY

Xoom vs Starling Bank Restricted Countries

Xoom Country Restrictions

Afghanistan, Aland Islands, American Samoa, Angola, Anguilla, Antarctica, Antigua and Barbuda, Barbados, Belize, Benin, Bhutan, Bonaire (including Sint Eustatius and Saba), Bouvet Island, British Indian Ocean Territory, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Cocos (Keeling) Islands, Comoros, Congo, Democratic Republic of, Congo, Republic of, Cook Islands, Crimea, Cuba, Curacao, Djibouti, Equatorial Guinea, Eritrea, Faroe Islands, Fiji, French Guyana, French Polynesia, French Southern Territories, Gabon, Gambia, Greenland, Grenada, Guadeloupe, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Holy See (Vatican City State), Iran, Iraq, Ivory Coast (Cote d'Ivoire), Japan, Kiribati, Kosovo, Kyrgyzstan, Lao People’s Democratic Republic, Lebanon, Liberia, Libya, Macao, Mali, Marshall Islands, Martinique, Mauritania, Mayotte, Micronesia, Federated States of, Montserrat, Myanmar, Namibia, Nauru, New Caledonia, Niger, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Palau, Palestinian Territory, Papua New Guinea, Reunion, Pitcairn, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Sao Tome e Principe, Seychelles, Sierra Leone, Sint Maarten, Solomon Islands, Somalia, South Georgia and the South Sandwich Islands, Sudan (North and South), Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Vanuatu, Venezuela, Wallis and Futuna, Western Sahara, Western Samoa, Yemen, Zimbabwe, Crimea, Cuba, Iran, Libya, North Korea, South Sudan, Sudan, Syria

Starling Bank Country Restrictions

Afghanistan, Aland Islands, American Samoa, Angola, Anguilla, Antarctica, Antigua and Barbuda, Barbados, Belize, Benin, Bhutan, Bonaire (including Sint Eustatius and Saba), Bouvet Island, British Indian Ocean Territory, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Cocos (Keeling) Islands, Comoros, Congo, Democratic Republic of, Congo, Republic of, Cook Islands, Crimea, Cuba, Curacao, Djibouti, Equatorial Guinea, Eritrea, Faroe Islands, Fiji, French Guyana, French Polynesia, French Southern Territories, Gabon, Gambia, Greenland, Grenada, Guadeloupe, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Holy See (Vatican City State), Iran, Iraq, Ivory Coast (Cote d'Ivoire), Japan, Kiribati, Kosovo, Kyrgyzstan, Lao People’s Democratic Republic, Lebanon, Liberia, Libya, Macao, Mali, Marshall Islands, Martinique, Mauritania, Mayotte, Micronesia, Federated States of, Montserrat, Myanmar, Namibia, Nauru, New Caledonia, Niger, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Palau, Palestinian Territory, Papua New Guinea, Reunion, Pitcairn, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Sao Tome e Principe, Seychelles, Sierra Leone, Sint Maarten, Solomon Islands, Somalia, South Georgia and the South Sandwich Islands, Sudan (North and South), Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Vanuatu, Venezuela, Wallis and Futuna, Western Sahara, Western Samoa, Yemen, Zimbabwe, Crimea, Cuba, Iran, Libya, North Korea, South Sudan, Sudan, Syria

Xoom vs Starling Bank Transfer Speeds

Transfer Speed Xoom Starling Bank
Account Opening 1-3 days 1-3 days
Money Transfer Speed 1-10 days 1-10 days

Xoom vs Starling Bank Languages

Xoom Supported Languages

English, Spanish, French, German, Hungarian, Italian, Korean, Polish, Portuguese, Romanian, Russian, Chinese, Vietnamese, Dutch

Starling Bank Supported Languages

English

Xoom vs Starling Bank Verdict - Which is better?

Which is best out of Xoom and Starling Bank depends on your needs.

  • Xoom vs Starling Bank Transfer Fees: Transferring money with Xoom costs 0$-40$ while Starling Bank charges 0.4%+local fee.
  • Xoom vs Starling Bank Supported Currencies: Xoom deals in over 1, where as Starling Bank offers transactions in 1.
  • Xoom vs Starling Bank Payment Methods: Xoom accepts Bank transfer, debit/credit card, PayPal balance, while Starling Bank allows transactions via standing orders, withdraw money through an ATM machine with a debit card and deposit money via bank transfer.
  • Xoom vs Starling Bank Transfer Limits: Xoom allows transfers between US$10.00 and 2999 USD/day, 6000 USD/month, 9999 USD/3 months. Starling Bank's range is none to 25000 GBP/day.
  • Xoom vs Starling Bank Minimum Age for Account Creation: Xoom requires users to be at least 18 years old, where as Starling Bank has a minimum age requirement of 18.
  • Contact Number: You can reach Xoom at +441392694030 and Starling Bank at 0207 930 4450.
  • Xoom vs Starling Bank Countries of Operation: Xoom operates in over 1 countries but has restrictions in over 1 countries. Starling Bank serves 1 countries and restricts operations in 1 countries.
  • Xoom vs Starling Bank Client Base: Xoom is used by 250,000,000, where as Starling Bank serves 2,500,000.
  • Xoom vs Starling Bank Year Founded: Xoom was established in 2001 and Starling Bank began its operations in 2014.
  • Xoom vs Starling Bank Customer Rating: Xoom holds a rating of 3, in contrast, Starling Bank has a rating of 3.
  • Xoom vs Starling Bank Headquarters: Xoom has its headquarters at San Francisco, US, while Starling Bank is based at London (GB).
  • Xoom vs Starling Bank Employee Count: Xoom employs 4,422 individuals, where as Starling Bank has a team of 1,245.
  • Xoom vs Starling Bank Estimated Annual Turnover: Xoom turnover stands at 500000000, while Starling Bank boasts a turnover of 125200000.
  • Xoom vs Starling Bank Founder: Xoom was founded by Jennifer Wong, holding the position of MTS1 Software Engineer. On the other hand, Starling Bank was the brainchild of Anne Boden, currently holding the position of CEO.
  • Xoom vs Starling Bank Supported Languages: Xoom offers support in over 1 languages. Starling Bank communicates in 1.

We list reviews for the best Xoom vs Starling Bank related money services below.

Xoom vs Starling Bank Alternatives Guides

If you would like to see some of the best Xoom vs Starling Bank related services compared against their best Xoom vs Starling Bank alternatives available right now. Learn more about Xoom vs Starling Bank alternatives by clicking on the links below.



Screenshots

Xoom Screenshot

Xoom Screenshot

Starling Bank Screenshot

Xoom Screenshot