Western Union vs OFX - Who is better? [UPDATED 2024]

When it comes to sending money across borders, we tested options like Western Union and OFX have emerged as leading choices. Both Western Union and OFX online platforms offer efficient and cost-effective and secure international money transfers from Western Union and OFX.

We compare Western Union vs OFX into the unique features and benefits that distinguish Western Union vs OFX, empowering you to make an informed decision based on your specific transfer needs like Western Union vs OFX fees, currencies available, available payment methods on Western Union compared to OFX, support options offered by Western Union vs OFX, speed and more.

Western Union vs OFX: Quick Feature Comparison

  1. Visit Western Union alternative Western Union Visit Western Union

    Used By: 15000000
    Currencies Available: 38
    Transfer Fees: up to 3%
    Payment Methods: Cash, bank transfer, debit card, credit card (varies from country)
    iOS App : yes, Android App : yes

    LiveChat:
    Min Transfer: $1.00
    Max Transfer: $10,000.00 (varies)
    Year Founded: 1851

  2. Visit Western Union alternative OFX Visit OFX

    Used By: 1000000
    Currencies Available: 54
    Transfer Fees: 15 AUD below 10k AUD
    Payment Methods: ETF, BPAY (Australia), Direct debits
    iOS App : yes, Android App : yes

    LiveChat: yes
    Min Transfer: 1000 USD
    Max Transfer: none
    Year Founded: 1998

Western Union vs OFX: Pros and Cons

Western Union vs OFX
Advantages

Western Union Advantages OFX Advantages
  • Western Union has been serving clients for over 173 years
  • Western Union is available internationally.
  • Western Union has multiple currency options.
  • Western Union supports money transfer cash pickups.
  • Western Union supports sending money orders.
  • Western Union provides phone customer support.
  • Western Union provides email customer support.
  • Western Union is available to iOS Apple device users.
  • Western Union is available to Android mobile device users.
  • OFX has been in operation for over 26 years.
  • OFX operates in numerous international countries.
  • OFX offers an extensive range of currency options for money transfers.
  • OFX provides phone support.
  • OFX offers registered customers email support.
  • OFX has a Apple iOS app on Apple app store.
  • OFX offers a Android Google Play Store mobile app.

Western Union vs OFX
Disadvantages

Western Union Disadvantages OFX Disadvantages
  • Western Union has no PayPal support.
  • Western Union has no Neteller payments support.
  • Western Union has no Skrill payment support.
  • Western Union does have a mobile digital wallet like some others.
  • No home delivery with Western Union.
  • No live chat support with Western Union.
  • OFX has no PayPal option.
  • OFX has no Neteller option.
  • OFX has no Skrill option.
  • No digital wallets with OFX.
  • No OFX home delivery.
  • No OFX Cash pickups.
  • No OFX money order option.
  • No OFX Livechat.

Western Union vs OFX Fees and Other Costs

Fee type Western Union Fees OFX Fees
Transfer Fees up to 3% 15 AUD below 10k AUD
Min Transfer $1.00 1000 USD
Max Transfer $10,000.00 (varies) none
Payment Methods Cash, bank transfer, debit card, credit card (varies from country) ETF, BPAY (Australia), Direct debits
Currencies AUD, BHD, BRL, GBP, CAD, CLP, CNY, CZK, DKK, EUR, HKD, HUF, INR, ILS, JPY, JOD, KES, KRW, KWD, MXN, NAD, NZD, NOK, OMR, PLN, QAR, RON, RUB, SAR, SGD, ZAR, SEK, CHF, XPF, TND, TRY, AED, USD AED, AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, JPY, NOK, NZD, PLN, SEK, SGD, USD, ZAR, AZN, BGN, BHD, BND, CNY*, EGP, FJD, HUF, IDR, ILS, INR, KRW, KWD, LKR, MAD, MGA, MXN, MYR, OMR, PEN, PGK, PHP, PKR, RUB, SAR, SBD, SCR, TOP, THB, TRY, TWD, TZS, VND, VUV, WST, XOF, XPF

Western Union vs OFX Restricted Countries

Western Union Country Restrictions

North Korea

OFX Country Restrictions

Afghanistan, Aland Islands, American Samoa, Angola, Anguilla, Antarctica, Antigua and Barbuda, Barbados, Belize, Benin, Bhutan, Bonaire (including Sint Eustatius and Saba), Bouvet Island, British Indian Ocean Territory, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Cocos (Keeling) Islands, Comoros, Congo, Democratic Republic of, Congo, Republic of, Cook Islands, Crimea, Cuba, Curacao, Djibouti, Equatorial Guinea, Eritrea, Faroe Islands, Fiji, French Guyana, French Polynesia, French Southern Territories, Gabon, Gambia, Greenland, Grenada, Guadeloupe, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Holy See (Vatican City State), Iran, Iraq, Ivory Coast (Cote d'Ivoire), Japan, Kiribati, Kosovo, Kyrgyzstan, Lao People’s Democratic Republic, Lebanon, Liberia, Libya, Macao, Mali, Marshall Islands, Martinique, Mauritania, Mayotte, Micronesia, Federated States of, Montserrat, Myanmar, Namibia, Nauru, New Caledonia, Niger, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Palau, Palestinian Territory, Papua New Guinea, Reunion, Pitcairn, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Sao Tome e Principe, Seychelles, Sierra Leone, Sint Maarten, Solomon Islands, Somalia, South Georgia and the South Sandwich Islands, Sudan (North and South), Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Vanuatu, Venezuela, Wallis and Futuna, Western Sahara, Western Samoa, Yemen, Zimbabwe, Crimea, Cuba, Iran, Libya, North Korea, South Sudan, Sudan, Syria

Western Union vs OFX Transfer Speeds

Transfer Speed Western Union OFX
Account Opening 1-3 days 1-3 days
Money Transfer Speed 1-10 days 1-10 days

Western Union vs OFX Languages

Western Union Supported Languages

English, French, Spanish, Polish, German, Danish, Finnish, Japanese, Dutch, Norwegian, Portuguese, Russian, Swedish, Turkish, Ukrainian, Chinese, Italian

OFX Supported Languages

Western Union vs OFX Verdict - Which is better?

Which is best out of Western Union and OFX depends on your needs.

  • Western Union vs OFX Transfer Fees: Transferring money with Western Union costs up to 3% while OFX charges 15 AUD below 10k AUD.
  • Western Union vs OFX Supported Currencies: Western Union deals in over 1, where as OFX offers transactions in 1.
  • Western Union vs OFX Payment Methods: Western Union accepts Cash, bank transfer, debit card, credit card (varies from country), while OFX allows transactions via ETF, BPAY (Australia), Direct debits.
  • Western Union vs OFX Transfer Limits: Western Union allows transfers between $1.00 and $10,000.00 (varies). OFX's range is 1000 USD to none.
  • Western Union vs OFX Minimum Age for Account Creation: Western Union requires users to be at least 18 years old, where as OFX has a minimum age requirement of 18.
  • Contact Number: You can reach Western Union at +104904946 and OFX at +442076144194.
  • Western Union vs OFX Countries of Operation: Western Union operates in over 1 countries but has restrictions in over 1 countries. OFX serves 1 countries and restricts operations in 1 countries.
  • Western Union vs OFX Client Base: Western Union is used by 15,000,000, where as OFX serves 1,000,000.
  • Western Union vs OFX Year Founded: Western Union was established in 1851 and OFX began its operations in 1998.
  • Western Union vs OFX Customer Rating: Western Union holds a rating of 3, in contrast, OFX has a rating of 3.
  • Western Union vs OFX Headquarters: Western Union has its headquarters at Denver, US, while OFX is based at Sydney, Australia.
  • Western Union vs OFX Employee Count: Western Union employs 11,000 individuals, where as OFX has a team of 250.
  • Western Union vs OFX Estimated Annual Turnover: Western Union turnover stands at 5,600,000 USD, while OFX boasts a turnover of 8,000,000.
  • Western Union vs OFX Founder: Western Union was founded by Hikmet Ersek, holding the position of President, Chief Executive Officer and Director. On the other hand, OFX was the brainchild of Reuben Sorensen, currently holding the position of CEO & Co-Founder | OFX.
  • Western Union vs OFX Supported Languages: Western Union offers support in over 1 languages. OFX communicates in 1.

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Western Union vs OFX Alternatives Guides

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Screenshots

Western Union Screenshot

Western Union Screenshot

OFX Screenshot

Western Union Screenshot