XE Money Transfer vs Western Union - Who is better? [UPDATED 2024]

When it comes to sending money across borders, we tested options like XE Money Transfer and Western Union have emerged as leading choices. Both XE Money Transfer and Western Union online platforms offer efficient and cost-effective and secure international money transfers from XE Money Transfer and Western Union.

We compare XE Money Transfer vs Western Union into the unique features and benefits that distinguish XE Money Transfer vs Western Union, empowering you to make an informed decision based on your specific transfer needs like XE Money Transfer vs Western Union fees, currencies available, available payment methods on XE Money Transfer compared to Western Union, support options offered by XE Money Transfer vs Western Union, speed and more.

XE Money Transfer vs Western Union: Quick Feature Comparison

  1. Visit XE Money Transfer alternative XE Money Transfer Visit XE Money Transfer

    Used By: 280000000
    Currencies Available: 76
    Transfer Fees: none
    Payment Methods: Bank transfer, credit card, debit card
    iOS App : yes, Android App : yes

    LiveChat:
    Min Transfer: US$1.00
    Max Transfer: US$500,000.00 (or equivalent)
    Year Founded: 1993
  2. Visit XE Money Transfer alternative Western Union Visit Western Union

    Used By: 15000000
    Currencies Available: 38
    Transfer Fees: up to 3%
    Payment Methods: Cash, bank transfer, debit card, credit card (varies from country)
    iOS App : yes, Android App : yes

    LiveChat:
    Min Transfer: $1.00
    Max Transfer: $10,000.00 (varies)
    Year Founded: 1851

XE Money Transfer vs Western Union: Pros and Cons

XE Money Transfer vs Western Union
Advantages

XE Money Transfer Advantages Western Union Advantages
  • XE Money Transfer has been serving clients for over 31 years
  • XE Money Transfer is well rated among clients.
  • XE Money Transfer is available internationally.
  • XE Money Transfer has multiple currency options.
  • XE Money Transfer provides phone customer support.
  • XE Money Transfer provides email customer support.
  • XE Money Transfer is available to iOS Apple device users.
  • XE Money Transfer is available to Android mobile device users.
  • Western Union has been in operation for over 173 years.
  • Western Union boasts a high rating for sending money.
  • Western Union operates in numerous international countries.
  • Western Union offers an extensive range of currency options for money transfers.
  • Western Union allows cash pickups for money transfers.
  • Western Union provides money order services.
  • Western Union provides phone support.
  • Western Union offers registered customers email support.
  • Western Union has a Apple iOS app on Apple app store.
  • Western Union offers a Android Google Play Store mobile app.

XE Money Transfer vs Western Union
Disadvantages

XE Money Transfer Disadvantages Western Union Disadvantages
  • XE Money Transfer has no PayPal support.
  • XE Money Transfer has no Neteller payments support.
  • XE Money Transfer has no Skrill payment support.
  • XE Money Transfer does have a mobile digital wallet like some others.
  • No home delivery with XE Money Transfer.
  • No cash pickups with XE Money Transfer.
  • No money order support with XE Money Transfer.
  • No live chat support with XE Money Transfer.
  • Western Union has no PayPal option.
  • Western Union has no Neteller option.
  • Western Union has no Skrill option.
  • No digital wallets with Western Union.
  • No Western Union home delivery.
  • No Western Union Livechat.

XE Money Transfer vs Western Union Fees and Other Costs

Fee type XE Money Transfer Fees Western Union Fees
Transfer Fees none up to 3%
Min Transfer US$1.00 $1.00
Max Transfer US$500,000.00 (or equivalent) $10,000.00 (varies)
Payment Methods Bank transfer, credit card, debit card Cash, bank transfer, debit card, credit card (varies from country)
Currencies AED, BDT, BHD, BTN, HKD, IDR, ILS, INR, JOD, JPY, KWD, LKR, MYR, NPR, OMR, PHP, PKR, QAR, RUB, SGD, THB, TRY, TWD, VND, BAM, BGN, CHF, CZK, DKK, EUR, GBP, HRK, HUF, NOK, PLN, RON, RSD, SEK, BBD, CAD, CRC, DOP, GTQ, HNL, JMD, MXN, TTD, USD, XCD, AUD, FJD, NZD, TOP, WST, ETB, GHS, GMD, GNF, KES, MAD, MUR, MZN, RWF, SLL, TND, TZS, UGX, ZAR, ARS, BOB, CLP, COP, GYD, PEN, PYG, UYU AUD, BHD, BRL, GBP, CAD, CLP, CNY, CZK, DKK, EUR, HKD, HUF, INR, ILS, JPY, JOD, KES, KRW, KWD, MXN, NAD, NZD, NOK, OMR, PLN, QAR, RON, RUB, SAR, SGD, ZAR, SEK, CHF, XPF, TND, TRY, AED, USD

XE Money Transfer vs Western Union Restricted Countries

XE Money Transfer Country Restrictions

Afghanistan, Aland Islands, American Samoa, Angola, Anguilla, Antarctica, Antigua and Barbuda, Barbados, Belize, Benin, Bhutan, Bonaire (including Sint Eustatius and Saba), Bouvet Island, British Indian Ocean Territory, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Cocos (Keeling) Islands, Comoros, Congo, Democratic Republic of, Congo, Republic of, Cook Islands, Crimea, Cuba, Curacao, Djibouti, Equatorial Guinea, Eritrea, Faroe Islands, Fiji, French Guyana, French Polynesia, French Southern Territories, Gabon, Gambia, Greenland, Grenada, Guadeloupe, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Holy See (Vatican City State), Iran, Iraq, Ivory Coast (Cote d'Ivoire), Japan, Kiribati, Kosovo, Kyrgyzstan, Lao People’s Democratic Republic, Lebanon, Liberia, Libya, Macao, Mali, Marshall Islands, Martinique, Mauritania, Mayotte, Micronesia, Federated States of, Montserrat, Myanmar, Namibia, Nauru, New Caledonia, Niger, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Palau, Palestinian Territory, Papua New Guinea, Reunion, Pitcairn, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Sao Tome e Principe, Seychelles, Sierra Leone, Sint Maarten, Solomon Islands, Somalia, South Georgia and the South Sandwich Islands, Sudan (North and South), Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Vanuatu, Venezuela, Wallis and Futuna, Western Sahara, Western Samoa, Yemen, Zimbabwe, Crimea, Cuba, Iran, Libya, North Korea, South Sudan, Sudan, Syria

Western Union Country Restrictions

North Korea

XE Money Transfer vs Western Union Transfer Speeds

Transfer Speed XE Money Transfer Western Union
Account Opening 1-3 days 1-3 days
Money Transfer Speed 1-10 days 1-10 days

XE Money Transfer vs Western Union Languages

XE Money Transfer Supported Languages

English, German, Spanish, French, Portuguese, Italian, Swedish, Chinese (Simplified), Chinese (Traditional), Arabic

Western Union Supported Languages

English, French, Spanish, Polish, German, Danish, Finnish, Japanese, Dutch, Norwegian, Portuguese, Russian, Swedish, Turkish, Ukrainian, Chinese, Italian

XE Money Transfer vs Western Union Verdict - Which is better?

Which is best out of XE Money Transfer and Western Union depends on your needs.

  • XE Money Transfer vs Western Union Transfer Fees: Transferring money with XE Money Transfer costs none while Western Union charges up to 3%.
  • XE Money Transfer vs Western Union Supported Currencies: XE Money Transfer deals in over 1, where as Western Union offers transactions in 1.
  • XE Money Transfer vs Western Union Payment Methods: XE Money Transfer accepts Bank transfer, credit card, debit card, while Western Union allows transactions via Cash, bank transfer, debit card, credit card (varies from country).
  • XE Money Transfer vs Western Union Transfer Limits: XE Money Transfer allows transfers between US$1.00 and US$500,000.00 (or equivalent). Western Union's range is $1.00 to $10,000.00 (varies).
  • XE Money Transfer vs Western Union Minimum Age for Account Creation: XE Money Transfer requires users to be at least 18 years old, where as Western Union has a minimum age requirement of 18.
  • Contact Number: You can reach XE Money Transfer at 441753441844 and Western Union at +104904946.
  • XE Money Transfer vs Western Union Countries of Operation: XE Money Transfer operates in over 1 countries but has restrictions in over 1 countries. Western Union serves 1 countries and restricts operations in 1 countries.
  • XE Money Transfer vs Western Union Client Base: XE Money Transfer is used by 280,000,000, where as Western Union serves 15,000,000.
  • XE Money Transfer vs Western Union Year Founded: XE Money Transfer was established in 1993 and Western Union began its operations in 1851.
  • XE Money Transfer vs Western Union Customer Rating: XE Money Transfer holds a rating of 4, in contrast, Western Union has a rating of 3.
  • XE Money Transfer vs Western Union Headquarters: XE Money Transfer has its headquarters at Newmarket, Canada, while Western Union is based at Denver, US.
  • XE Money Transfer vs Western Union Employee Count: XE Money Transfer employs 350 individuals, where as Western Union has a team of 11,000.
  • XE Money Transfer vs Western Union Estimated Annual Turnover: XE Money Transfer turnover stands at 10000000000USD, while Western Union boasts a turnover of 5,600,000 USD.
  • XE Money Transfer vs Western Union Founder: XE Money Transfer was founded by Jeff Boss, holding the position of Chief Financial Officer. On the other hand, Western Union was the brainchild of Hikmet Ersek, currently holding the position of President, Chief Executive Officer and Director.
  • XE Money Transfer vs Western Union Supported Languages: XE Money Transfer offers support in over 1 languages. Western Union communicates in 1.

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XE Money Transfer vs Western Union Alternatives Guides

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Screenshots

XE Money Transfer Screenshot

XE Money Transfer Screenshot

Western Union Screenshot

XE Money Transfer Screenshot