N26 vs Xendpay - Who is better? [UPDATED 2024]

When it comes to sending money across borders, we tested options like N26 and Xendpay have emerged as leading choices. Both N26 and Xendpay online platforms offer efficient and cost-effective and secure international money transfers from N26 and Xendpay.

We compare N26 vs Xendpay into the unique features and benefits that distinguish N26 vs Xendpay, empowering you to make an informed decision based on your specific transfer needs like N26 vs Xendpay fees, currencies available, available payment methods on N26 compared to Xendpay, support options offered by N26 vs Xendpay, speed and more.

N26 vs Xendpay: Quick Feature Comparison

  1. Visit N26 alternative N26 Visit N26

    Used By: 7,000,000
    Currencies Available: 54
    Transfer Fees: 0.5-3 EUR
    Payment Methods: Maestro and debit Mastercard, or use MoneyBeam to send funds to other N26 users. Add your debit Mastercard to Google Pay or Apple Pay for quick digital payments wherever you are.
    iOS App : yes, Android App : yes

    LiveChat: yes
    Min Transfer: none
    Max Transfer: 999999999 EUR (SEPA Credit Transfer), 100000 EUR (Sepa Instant Credit Transfer)
    Year Founded: 2013

  2. Visit N26 alternative Xendpay Visit Xendpay

    Used By: 180,000
    Currencies Available: 51
    Transfer Fees: 0.45%-1.4%
    Payment Methods: Bank transfer, SOFORT, debit/credit card
    iOS App : yes, Android App : yes

    LiveChat:
    Min Transfer: £100.00/120.00 (bank transfers)
    Max Transfer: £100,000.00 (upgraded account)
    Year Founded: 2005

N26 vs Xendpay: Pros and Cons

N26 vs Xendpay
Advantages

N26 Advantages Xendpay Advantages
  • N26 has been serving clients for over 11 years
  • N26 is available internationally.
  • N26 has multiple currency options.
  • N26 provides phone customer support.
  • N26 provides email customer support.
  • N26 is available to iOS Apple device users.
  • N26 is available to Android mobile device users.
  • Xendpay has been in operation for over 19 years.
  • Xendpay operates in numerous international countries.
  • Xendpay offers an extensive range of currency options for money transfers.
  • Xendpay provides phone support.
  • Xendpay offers registered customers email support.
  • Xendpay has a Apple iOS app on Apple app store.
  • Xendpay offers a Android Google Play Store mobile app.

N26 vs Xendpay
Disadvantages

N26 Disadvantages Xendpay Disadvantages
  • N26 has no PayPal support.
  • N26 has no Neteller payments support.
  • N26 has no Skrill payment support.
  • N26 does have a mobile digital wallet like some others.
  • No home delivery with N26.
  • No cash pickups with N26.
  • No money order support with N26.
  • No live chat support with N26.
  • Xendpay has no PayPal option.
  • Xendpay has no Neteller option.
  • Xendpay has no Skrill option.
  • No digital wallets with Xendpay.
  • No Xendpay home delivery.
  • No Xendpay Cash pickups.
  • No Xendpay money order option.
  • No Xendpay Livechat.

N26 vs Xendpay Fees and Other Costs

Fee type N26 Fees Xendpay Fees
Transfer Fees 0.5-3 EUR 0.45%-1.4%
Min Transfer none £100.00/120.00 (bank transfers)
Max Transfer 999999999 EUR (SEPA Credit Transfer), 100000 EUR (Sepa Instant Credit Transfer) £100,000.00 (upgraded account)
Payment Methods Maestro and debit Mastercard, or use MoneyBeam to send funds to other N26 users. Add your debit Mastercard to Google Pay or Apple Pay for quick digital payments wherever you are. Bank transfer, SOFORT, debit/credit card
Currencies AED, AUD, BGN, BRL, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HRK, HUF, IDR, INR, JPY, MYR, NOK, NZD, PLN, RON, TRY, SEK, SGD, USD, ARS, BDT, BWP, CLP, CNY, COP, CRC, EGP, GEL, GHS, ILS, KES, KRW, LKR, MAD, MXN, NGN, NPR, PHP, PKR, RUB, THB, UAH, UGX, UYU, VND, XOF, ZAR, ZMW AED, AUD, BBD, BDT, BHD, BRL, CAD, CHF, CNY, CZK, DKK, EGP, EUR, FJD, GBP, GHS, HKD, HRK, HUF, IDR, ILS, INR, JMD, JOD, JPY, KES, KWD, LKR, MAD, MUR, MXN, MYR, NOK, NPR, NZD, PHP, PKR, PLN, QAR, RON, SAR, SEK, SGD, THB, TND, TRY, UGX, USD, VND, XCD, ZAR

N26 vs Xendpay Restricted Countries

N26 Country Restrictions

Afghanistan, Aland Islands, American Samoa, Angola, Anguilla, Antarctica, Antigua and Barbuda, Barbados, Belize, Benin, Bhutan, Bonaire (including Sint Eustatius and Saba), Bouvet Island, British Indian Ocean Territory, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Cocos (Keeling) Islands, Comoros, Congo, Democratic Republic of, Congo, Republic of, Cook Islands, Crimea, Cuba, Curacao, Djibouti, Equatorial Guinea, Eritrea, Faroe Islands, Fiji, French Guyana, French Polynesia, French Southern Territories, Gabon, Gambia, Greenland, Grenada, Guadeloupe, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Holy See (Vatican City State), Iran, Iraq, Ivory Coast (Cote d'Ivoire), Japan, Kiribati, Kosovo, Kyrgyzstan, Lao People’s Democratic Republic, Lebanon, Liberia, Libya, Macao, Mali, Marshall Islands, Martinique, Mauritania, Mayotte, Micronesia, Federated States of, Montserrat, Myanmar, Namibia, Nauru, New Caledonia, Niger, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Palau, Palestinian Territory, Papua New Guinea, Reunion, Pitcairn, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Sao Tome e Principe, Seychelles, Sierra Leone, Sint Maarten, Solomon Islands, Somalia, South Georgia and the South Sandwich Islands, Sudan (North and South), Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Vanuatu, Venezuela, Wallis and Futuna, Western Sahara, Western Samoa, Yemen, Zimbabwe, Crimea, Cuba, Iran, Libya, North Korea, South Sudan, Sudan, Syria

Xendpay Country Restrictions

Afghanistan, Aland Islands, American Samoa, Angola, Anguilla, Antarctica, Antigua and Barbuda, Barbados, Belize, Benin, Bhutan, Bonaire (including Sint Eustatius and Saba), Bouvet Island, British Indian Ocean Territory, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Cocos (Keeling) Islands, Comoros, Congo, Democratic Republic of, Congo, Republic of, Cook Islands, Crimea, Cuba, Curacao, Djibouti, Equatorial Guinea, Eritrea, Faroe Islands, Fiji, French Guyana, French Polynesia, French Southern Territories, Gabon, Gambia, Greenland, Grenada, Guadeloupe, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Holy See (Vatican City State), Iran, Iraq, Ivory Coast (Cote d'Ivoire), Japan, Kiribati, Kosovo, Kyrgyzstan, Lao People’s Democratic Republic, Lebanon, Liberia, Libya, Macao, Mali, Marshall Islands, Martinique, Mauritania, Mayotte, Micronesia, Federated States of, Montserrat, Myanmar, Namibia, Nauru, New Caledonia, Niger, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Palau, Palestinian Territory, Papua New Guinea, Reunion, Pitcairn, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Sao Tome e Principe, Seychelles, Sierra Leone, Sint Maarten, Solomon Islands, Somalia, South Georgia and the South Sandwich Islands, Sudan (North and South), Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Vanuatu, Venezuela, Wallis and Futuna, Western Sahara, Western Samoa, Yemen, Zimbabwe, Crimea, Cuba, Iran, Libya, North Korea, South Sudan, Sudan, Syria

N26 vs Xendpay Transfer Speeds

Transfer Speed N26 Xendpay
Account Opening 1-3 days 1-3 days
Money Transfer Speed 1-10 days 1-10 days

N26 vs Xendpay Languages

N26 Supported Languages

Xendpay Supported Languages

English, French, German, Spanish, Polish

N26 vs Xendpay Verdict - Which is better?

Which is best out of N26 and Xendpay depends on your needs.

  • N26 vs Xendpay Transfer Fees: Transferring money with N26 costs 0.5-3 EUR while Xendpay charges 0.45%-1.4%.
  • N26 vs Xendpay Supported Currencies: N26 deals in over 1, where as Xendpay offers transactions in 1.
  • N26 vs Xendpay Payment Methods: N26 accepts Maestro and debit Mastercard, or use MoneyBeam to send funds to other N26 users. Add your debit Mastercard to Google Pay or Apple Pay for quick digital payments wherever you are., while Xendpay allows transactions via Bank transfer, SOFORT, debit/credit card.
  • N26 vs Xendpay Transfer Limits: N26 allows transfers between none and 999999999 EUR (SEPA Credit Transfer), 100000 EUR (Sepa Instant Credit Transfer). Xendpay's range is £100.00/120.00 (bank transfers) to £100,000.00 (upgraded account).
  • N26 vs Xendpay Minimum Age for Account Creation: N26 requires users to be at least 18 years old, where as Xendpay has a minimum age requirement of 18.
  • Contact Number: You can reach N26 at 442035107126 and Xendpay at +44 20 7220 8158.
  • N26 vs Xendpay Countries of Operation: N26 operates in over 1 countries but has restrictions in over 1 countries. Xendpay serves 1 countries and restricts operations in 1 countries.
  • N26 vs Xendpay Client Base: N26 is used by 7, where as Xendpay serves 180.
  • N26 vs Xendpay Year Founded: N26 was established in 2013 and Xendpay began its operations in 2005.
  • N26 vs Xendpay Customer Rating: N26 holds a rating of 3, in contrast, Xendpay has a rating of 3.
  • N26 vs Xendpay Headquarters: N26 has its headquarters at Berlin, DE, while Xendpay is based at London (GB).
  • N26 vs Xendpay Employee Count: N26 employs 1,500 individuals, where as Xendpay has a team of 49.
  • N26 vs Xendpay Estimated Annual Turnover: N26 turnover stands at 151500000, while Xendpay boasts a turnover of .
  • N26 vs Xendpay Founder: N26 was founded by Sergi Perez Lerin, holding the position of Head of SEO. On the other hand, Xendpay was the brainchild of Jake Holloway, currently holding the position of Founder.
  • N26 vs Xendpay Supported Languages: N26 offers support in over 1 languages. Xendpay communicates in 1.

We list reviews for the best N26 vs Xendpay related money services below.

N26 vs Xendpay Alternatives Guides

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Screenshots

N26 Screenshot

N26 Screenshot

Xendpay Screenshot

N26 Screenshot