Payoneer vs Starling Bank - Who is better? [UPDATED 2024]

When it comes to sending money across borders, we tested options like Payoneer and Starling Bank have emerged as leading choices. Both Payoneer and Starling Bank online platforms offer efficient and cost-effective and secure international money transfers from Payoneer and Starling Bank.

We compare Payoneer vs Starling Bank into the unique features and benefits that distinguish Payoneer vs Starling Bank, empowering you to make an informed decision based on your specific transfer needs like Payoneer vs Starling Bank fees, currencies available, available payment methods on Payoneer compared to Starling Bank, support options offered by Payoneer vs Starling Bank, speed and more.

Payoneer vs Starling Bank: Quick Feature Comparison

  1. Visit Payoneer alternative Payoneer Visit Payoneer

    Used By: 4000000
    Currencies Available: 7
    Transfer Fees: 0.50%
    Payment Methods: ACH Bank Debit, local bank transfer and credit/debit card payment
    iOS App : yes, Android App : yes

    LiveChat: yes
    Min Transfer: 50 USD
    Max Transfer: 5000 USD
    Year Founded: 2005

  2. Visit Payoneer alternative Starling Bank Visit Starling Bank

    Used By: 2500000
    Currencies Available: 20
    Transfer Fees: 0.4%+local fee
    Payment Methods: standing orders, withdraw money through an ATM machine with a debit card and deposit money via bank transfer
    iOS App : yes, Android App : yes

    LiveChat: yes
    Min Transfer: none
    Max Transfer: 25000 GBP/day
    Year Founded: 2014

Payoneer vs Starling Bank: Pros and Cons

Payoneer vs Starling Bank
Advantages

Payoneer Advantages Starling Bank Advantages
  • Payoneer has been serving clients for over 19 years
  • Payoneer is available internationally.
  • Payoneer has multiple currency options.
  • Payoneer provides phone customer support.
  • Payoneer provides email customer support.
  • Payoneer is available to iOS Apple device users.
  • Payoneer is available to Android mobile device users.
  • Starling Bank operates in numerous international countries.
  • Starling Bank offers an extensive range of currency options for money transfers.
  • Starling Bank provides phone support.
  • Starling Bank offers registered customers email support.
  • Starling Bank has a Apple iOS app on Apple app store.
  • Starling Bank offers a Android Google Play Store mobile app.

Payoneer vs Starling Bank
Disadvantages

Payoneer Disadvantages Starling Bank Disadvantages
  • Payoneer has no PayPal support.
  • Payoneer has no Neteller payments support.
  • Payoneer has no Skrill payment support.
  • Payoneer does have a mobile digital wallet like some others.
  • No home delivery with Payoneer.
  • No cash pickups with Payoneer.
  • No money order support with Payoneer.
  • No live chat support with Payoneer.
  • Starling Bank has no PayPal option.
  • Starling Bank has no Neteller option.
  • Starling Bank has no Skrill option.
  • No digital wallets with Starling Bank.
  • No Starling Bank home delivery.
  • No Starling Bank Cash pickups.
  • No Starling Bank money order option.
  • No Starling Bank Livechat.

Payoneer vs Starling Bank Fees and Other Costs

Fee type Payoneer Fees Starling Bank Fees
Transfer Fees 0.50% 0.4%+local fee
Min Transfer 50 USD none
Max Transfer 5000 USD 25000 GBP/day
Payment Methods ACH Bank Debit, local bank transfer and credit/debit card payment standing orders, withdraw money through an ATM machine with a debit card and deposit money via bank transfer
Currencies USD, EUR, GBP, CAD, AUD, JPY, CNH GBP, EUR, USD, BGN, CZK, DKK, PLN, HKD, HUF, MXN, NZD, NOK, QAR, RON, SGD, ZAR, SEK, CHF, THB, TRY

Payoneer vs Starling Bank Restricted Countries

Payoneer Country Restrictions

Afghanistan, Aland Islands, American Samoa, Angola, Anguilla, Antarctica, Antigua and Barbuda, Barbados, Belize, Benin, Bhutan, Bonaire (including Sint Eustatius and Saba), Bouvet Island, British Indian Ocean Territory, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Cocos (Keeling) Islands, Comoros, Congo, Democratic Republic of, Congo, Republic of, Cook Islands, Crimea, Cuba, Curacao, Djibouti, Equatorial Guinea, Eritrea, Faroe Islands, Fiji, French Guyana, French Polynesia, French Southern Territories, Gabon, Gambia, Greenland, Grenada, Guadeloupe, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Holy See (Vatican City State), Iran, Iraq, Ivory Coast (Cote d'Ivoire), Japan, Kiribati, Kosovo, Kyrgyzstan, Lao People’s Democratic Republic, Lebanon, Liberia, Libya, Macao, Mali, Marshall Islands, Martinique, Mauritania, Mayotte, Micronesia, Federated States of, Montserrat, Myanmar, Namibia, Nauru, New Caledonia, Niger, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Palau, Palestinian Territory, Papua New Guinea, Reunion, Pitcairn, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Sao Tome e Principe, Seychelles, Sierra Leone, Sint Maarten, Solomon Islands, Somalia, South Georgia and the South Sandwich Islands, Sudan (North and South), Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Vanuatu, Venezuela, Wallis and Futuna, Western Sahara, Western Samoa, Yemen, Zimbabwe, Crimea, Cuba, Iran, Libya, North Korea, South Sudan, Sudan, Syria

Starling Bank Country Restrictions

Afghanistan, Aland Islands, American Samoa, Angola, Anguilla, Antarctica, Antigua and Barbuda, Barbados, Belize, Benin, Bhutan, Bonaire (including Sint Eustatius and Saba), Bouvet Island, British Indian Ocean Territory, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Cocos (Keeling) Islands, Comoros, Congo, Democratic Republic of, Congo, Republic of, Cook Islands, Crimea, Cuba, Curacao, Djibouti, Equatorial Guinea, Eritrea, Faroe Islands, Fiji, French Guyana, French Polynesia, French Southern Territories, Gabon, Gambia, Greenland, Grenada, Guadeloupe, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Holy See (Vatican City State), Iran, Iraq, Ivory Coast (Cote d'Ivoire), Japan, Kiribati, Kosovo, Kyrgyzstan, Lao People’s Democratic Republic, Lebanon, Liberia, Libya, Macao, Mali, Marshall Islands, Martinique, Mauritania, Mayotte, Micronesia, Federated States of, Montserrat, Myanmar, Namibia, Nauru, New Caledonia, Niger, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Palau, Palestinian Territory, Papua New Guinea, Reunion, Pitcairn, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Sao Tome e Principe, Seychelles, Sierra Leone, Sint Maarten, Solomon Islands, Somalia, South Georgia and the South Sandwich Islands, Sudan (North and South), Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Vanuatu, Venezuela, Wallis and Futuna, Western Sahara, Western Samoa, Yemen, Zimbabwe, Crimea, Cuba, Iran, Libya, North Korea, South Sudan, Sudan, Syria

Payoneer vs Starling Bank Transfer Speeds

Transfer Speed Payoneer Starling Bank
Account Opening 1-3 days 1-3 days
Money Transfer Speed 1-10 days 1-10 days

Payoneer vs Starling Bank Languages

Payoneer Supported Languages

Starling Bank Supported Languages

English

Payoneer vs Starling Bank Verdict - Which is better?

Which is best out of Payoneer and Starling Bank depends on your needs.

  • Payoneer vs Starling Bank Transfer Fees: Transferring money with Payoneer costs 0.50% while Starling Bank charges 0.4%+local fee.
  • Payoneer vs Starling Bank Supported Currencies: Payoneer deals in over 1, where as Starling Bank offers transactions in 1.
  • Payoneer vs Starling Bank Payment Methods: Payoneer accepts ACH Bank Debit, local bank transfer and credit/debit card payment, while Starling Bank allows transactions via standing orders, withdraw money through an ATM machine with a debit card and deposit money via bank transfer.
  • Payoneer vs Starling Bank Transfer Limits: Payoneer allows transfers between 50 USD and 5000 USD. Starling Bank's range is none to 25000 GBP/day.
  • Payoneer vs Starling Bank Minimum Age for Account Creation: Payoneer requires users to be at least 18 years old, where as Starling Bank has a minimum age requirement of 18.
  • Contact Number: You can reach Payoneer at +1 800-251-2521 and Starling Bank at 0207 930 4450.
  • Payoneer vs Starling Bank Countries of Operation: Payoneer operates in over 1 countries but has restrictions in over 1 countries. Starling Bank serves 1 countries and restricts operations in 1 countries.
  • Payoneer vs Starling Bank Client Base: Payoneer is used by 4,000,000, where as Starling Bank serves 2,500,000.
  • Payoneer vs Starling Bank Year Founded: Payoneer was established in 2005 and Starling Bank began its operations in 2014.
  • Payoneer vs Starling Bank Customer Rating: Payoneer holds a rating of 3, in contrast, Starling Bank has a rating of 3.
  • Payoneer vs Starling Bank Headquarters: Payoneer has its headquarters at New York (US), while Starling Bank is based at London (GB).
  • Payoneer vs Starling Bank Employee Count: Payoneer employs 2 individuals, where as Starling Bank has a team of 1,245.
  • Payoneer vs Starling Bank Estimated Annual Turnover: Payoneer turnover stands at 110900000, while Starling Bank boasts a turnover of 125200000.
  • Payoneer vs Starling Bank Founder: Payoneer was founded by Charles Rosenblatt, holding the position of Chief Strategy Officer. On the other hand, Starling Bank was the brainchild of Anne Boden, currently holding the position of CEO.
  • Payoneer vs Starling Bank Supported Languages: Payoneer offers support in over 1 languages. Starling Bank communicates in 1.

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Screenshots

Payoneer Screenshot

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Starling Bank Screenshot

Payoneer Screenshot