OFX vs Starling Bank - Who is better? [UPDATED 2024]

When it comes to sending money across borders, we tested options like OFX and Starling Bank have emerged as leading choices. Both OFX and Starling Bank online platforms offer efficient and cost-effective and secure international money transfers from OFX and Starling Bank.

We compare OFX vs Starling Bank into the unique features and benefits that distinguish OFX vs Starling Bank, empowering you to make an informed decision based on your specific transfer needs like OFX vs Starling Bank fees, currencies available, available payment methods on OFX compared to Starling Bank, support options offered by OFX vs Starling Bank, speed and more.

OFX vs Starling Bank: Quick Feature Comparison

  1. Visit OFX alternative OFX Visit OFX

    Used By: 1000000
    Currencies Available: 54
    Transfer Fees: 15 AUD below 10k AUD
    Payment Methods: ETF, BPAY (Australia), Direct debits
    iOS App : yes, Android App : yes

    LiveChat: yes
    Min Transfer: 1000 USD
    Max Transfer: none
    Year Founded: 1998

  2. Visit OFX alternative Starling Bank Visit Starling Bank

    Used By: 2500000
    Currencies Available: 20
    Transfer Fees: 0.4%+local fee
    Payment Methods: standing orders, withdraw money through an ATM machine with a debit card and deposit money via bank transfer
    iOS App : yes, Android App : yes

    LiveChat: yes
    Min Transfer: none
    Max Transfer: 25000 GBP/day
    Year Founded: 2014

OFX vs Starling Bank: Pros and Cons

OFX vs Starling Bank
Advantages

OFX Advantages Starling Bank Advantages
  • OFX has been serving clients for over 26 years
  • OFX is available internationally.
  • OFX has multiple currency options.
  • OFX provides phone customer support.
  • OFX provides email customer support.
  • OFX is available to iOS Apple device users.
  • OFX is available to Android mobile device users.
  • Starling Bank operates in numerous international countries.
  • Starling Bank offers an extensive range of currency options for money transfers.
  • Starling Bank provides phone support.
  • Starling Bank offers registered customers email support.
  • Starling Bank has a Apple iOS app on Apple app store.
  • Starling Bank offers a Android Google Play Store mobile app.

OFX vs Starling Bank
Disadvantages

OFX Disadvantages Starling Bank Disadvantages
  • OFX has no PayPal support.
  • OFX has no Neteller payments support.
  • OFX has no Skrill payment support.
  • OFX does have a mobile digital wallet like some others.
  • No home delivery with OFX.
  • No cash pickups with OFX.
  • No money order support with OFX.
  • No live chat support with OFX.
  • Starling Bank has no PayPal option.
  • Starling Bank has no Neteller option.
  • Starling Bank has no Skrill option.
  • No digital wallets with Starling Bank.
  • No Starling Bank home delivery.
  • No Starling Bank Cash pickups.
  • No Starling Bank money order option.
  • No Starling Bank Livechat.

OFX vs Starling Bank Fees and Other Costs

Fee type OFX Fees Starling Bank Fees
Transfer Fees 15 AUD below 10k AUD 0.4%+local fee
Min Transfer 1000 USD none
Max Transfer none 25000 GBP/day
Payment Methods ETF, BPAY (Australia), Direct debits standing orders, withdraw money through an ATM machine with a debit card and deposit money via bank transfer
Currencies AED, AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, JPY, NOK, NZD, PLN, SEK, SGD, USD, ZAR, AZN, BGN, BHD, BND, CNY*, EGP, FJD, HUF, IDR, ILS, INR, KRW, KWD, LKR, MAD, MGA, MXN, MYR, OMR, PEN, PGK, PHP, PKR, RUB, SAR, SBD, SCR, TOP, THB, TRY, TWD, TZS, VND, VUV, WST, XOF, XPF GBP, EUR, USD, BGN, CZK, DKK, PLN, HKD, HUF, MXN, NZD, NOK, QAR, RON, SGD, ZAR, SEK, CHF, THB, TRY

OFX vs Starling Bank Restricted Countries

OFX Country Restrictions

Afghanistan, Aland Islands, American Samoa, Angola, Anguilla, Antarctica, Antigua and Barbuda, Barbados, Belize, Benin, Bhutan, Bonaire (including Sint Eustatius and Saba), Bouvet Island, British Indian Ocean Territory, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Cocos (Keeling) Islands, Comoros, Congo, Democratic Republic of, Congo, Republic of, Cook Islands, Crimea, Cuba, Curacao, Djibouti, Equatorial Guinea, Eritrea, Faroe Islands, Fiji, French Guyana, French Polynesia, French Southern Territories, Gabon, Gambia, Greenland, Grenada, Guadeloupe, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Holy See (Vatican City State), Iran, Iraq, Ivory Coast (Cote d'Ivoire), Japan, Kiribati, Kosovo, Kyrgyzstan, Lao People’s Democratic Republic, Lebanon, Liberia, Libya, Macao, Mali, Marshall Islands, Martinique, Mauritania, Mayotte, Micronesia, Federated States of, Montserrat, Myanmar, Namibia, Nauru, New Caledonia, Niger, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Palau, Palestinian Territory, Papua New Guinea, Reunion, Pitcairn, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Sao Tome e Principe, Seychelles, Sierra Leone, Sint Maarten, Solomon Islands, Somalia, South Georgia and the South Sandwich Islands, Sudan (North and South), Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Vanuatu, Venezuela, Wallis and Futuna, Western Sahara, Western Samoa, Yemen, Zimbabwe, Crimea, Cuba, Iran, Libya, North Korea, South Sudan, Sudan, Syria

Starling Bank Country Restrictions

Afghanistan, Aland Islands, American Samoa, Angola, Anguilla, Antarctica, Antigua and Barbuda, Barbados, Belize, Benin, Bhutan, Bonaire (including Sint Eustatius and Saba), Bouvet Island, British Indian Ocean Territory, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Cocos (Keeling) Islands, Comoros, Congo, Democratic Republic of, Congo, Republic of, Cook Islands, Crimea, Cuba, Curacao, Djibouti, Equatorial Guinea, Eritrea, Faroe Islands, Fiji, French Guyana, French Polynesia, French Southern Territories, Gabon, Gambia, Greenland, Grenada, Guadeloupe, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Holy See (Vatican City State), Iran, Iraq, Ivory Coast (Cote d'Ivoire), Japan, Kiribati, Kosovo, Kyrgyzstan, Lao People’s Democratic Republic, Lebanon, Liberia, Libya, Macao, Mali, Marshall Islands, Martinique, Mauritania, Mayotte, Micronesia, Federated States of, Montserrat, Myanmar, Namibia, Nauru, New Caledonia, Niger, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Palau, Palestinian Territory, Papua New Guinea, Reunion, Pitcairn, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Sao Tome e Principe, Seychelles, Sierra Leone, Sint Maarten, Solomon Islands, Somalia, South Georgia and the South Sandwich Islands, Sudan (North and South), Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Vanuatu, Venezuela, Wallis and Futuna, Western Sahara, Western Samoa, Yemen, Zimbabwe, Crimea, Cuba, Iran, Libya, North Korea, South Sudan, Sudan, Syria

OFX vs Starling Bank Transfer Speeds

Transfer Speed OFX Starling Bank
Account Opening 1-3 days 1-3 days
Money Transfer Speed 1-10 days 1-10 days

OFX vs Starling Bank Languages

OFX Supported Languages

Starling Bank Supported Languages

English

OFX vs Starling Bank Verdict - Which is better?

Which is best out of OFX and Starling Bank depends on your needs.

  • OFX vs Starling Bank Transfer Fees: Transferring money with OFX costs 15 AUD below 10k AUD while Starling Bank charges 0.4%+local fee.
  • OFX vs Starling Bank Supported Currencies: OFX deals in over 1, where as Starling Bank offers transactions in 1.
  • OFX vs Starling Bank Payment Methods: OFX accepts ETF, BPAY (Australia), Direct debits, while Starling Bank allows transactions via standing orders, withdraw money through an ATM machine with a debit card and deposit money via bank transfer.
  • OFX vs Starling Bank Transfer Limits: OFX allows transfers between 1000 USD and none. Starling Bank's range is none to 25000 GBP/day.
  • OFX vs Starling Bank Minimum Age for Account Creation: OFX requires users to be at least 18 years old, where as Starling Bank has a minimum age requirement of 18.
  • Contact Number: You can reach OFX at +442076144194 and Starling Bank at 0207 930 4450.
  • OFX vs Starling Bank Countries of Operation: OFX operates in over 1 countries but has restrictions in over 1 countries. Starling Bank serves 1 countries and restricts operations in 1 countries.
  • OFX vs Starling Bank Client Base: OFX is used by 1,000,000, where as Starling Bank serves 2,500,000.
  • OFX vs Starling Bank Year Founded: OFX was established in 1998 and Starling Bank began its operations in 2014.
  • OFX vs Starling Bank Customer Rating: OFX holds a rating of 3, in contrast, Starling Bank has a rating of 3.
  • OFX vs Starling Bank Headquarters: OFX has its headquarters at Sydney, Australia, while Starling Bank is based at London (GB).
  • OFX vs Starling Bank Employee Count: OFX employs 250 individuals, where as Starling Bank has a team of 1,245.
  • OFX vs Starling Bank Estimated Annual Turnover: OFX turnover stands at 8,000,000, while Starling Bank boasts a turnover of 125200000.
  • OFX vs Starling Bank Founder: OFX was founded by Reuben Sorensen, holding the position of CEO & Co-Founder | OFX. On the other hand, Starling Bank was the brainchild of Anne Boden, currently holding the position of CEO.
  • OFX vs Starling Bank Supported Languages: OFX offers support in over 1 languages. Starling Bank communicates in 1.

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OFX vs Starling Bank Alternatives Guides

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Screenshots

OFX Screenshot

OFX Screenshot

Starling Bank Screenshot

OFX Screenshot