PayPal vs Starling Bank - Who is better? [UPDATED 2024]

When it comes to sending money across borders, we tested options like PayPal and Starling Bank have emerged as leading choices. Both PayPal and Starling Bank online platforms offer efficient and cost-effective and secure international money transfers from PayPal and Starling Bank.

We compare PayPal vs Starling Bank into the unique features and benefits that distinguish PayPal vs Starling Bank, empowering you to make an informed decision based on your specific transfer needs like PayPal vs Starling Bank fees, currencies available, available payment methods on PayPal compared to Starling Bank, support options offered by PayPal vs Starling Bank, speed and more.

PayPal vs Starling Bank: Quick Feature Comparison

  1. Visit PayPal alternative PayPal Visit PayPal

    Used By: 295000000
    Currencies Available: 25
    Transfer Fees: 2.9%+0.30 EUR
    Payment Methods: Bank transfer, P2P mobile payment
    iOS App : yes, Android App : yes

    LiveChat: yes
    Min Transfer: None
    Max Transfer: US$60,000.00 (varies)
    Year Founded: 1998

  2. Visit PayPal alternative Starling Bank Visit Starling Bank

    Used By: 2500000
    Currencies Available: 20
    Transfer Fees: 0.4%+local fee
    Payment Methods: standing orders, withdraw money through an ATM machine with a debit card and deposit money via bank transfer
    iOS App : yes, Android App : yes

    LiveChat: yes
    Min Transfer: none
    Max Transfer: 25000 GBP/day
    Year Founded: 2014

PayPal vs Starling Bank: Pros and Cons

PayPal vs Starling Bank
Advantages

PayPal Advantages Starling Bank Advantages
  • PayPal has been serving clients for over 26 years
  • PayPal is available internationally.
  • PayPal has multiple currency options.
  • PayPal provides phone customer support.
  • PayPal provides email customer support.
  • PayPal is available to iOS Apple device users.
  • PayPal is available to Android mobile device users.
  • Starling Bank operates in numerous international countries.
  • Starling Bank offers an extensive range of currency options for money transfers.
  • Starling Bank provides phone support.
  • Starling Bank offers registered customers email support.
  • Starling Bank has a Apple iOS app on Apple app store.
  • Starling Bank offers a Android Google Play Store mobile app.

PayPal vs Starling Bank
Disadvantages

PayPal Disadvantages Starling Bank Disadvantages
  • PayPal has no PayPal support.
  • PayPal has no Neteller payments support.
  • PayPal has no Skrill payment support.
  • PayPal does have a mobile digital wallet like some others.
  • No home delivery with PayPal.
  • No cash pickups with PayPal.
  • No money order support with PayPal.
  • No live chat support with PayPal.
  • Starling Bank has no PayPal option.
  • Starling Bank has no Neteller option.
  • Starling Bank has no Skrill option.
  • No digital wallets with Starling Bank.
  • No Starling Bank home delivery.
  • No Starling Bank Cash pickups.
  • No Starling Bank money order option.
  • No Starling Bank Livechat.

PayPal vs Starling Bank Fees and Other Costs

Fee type PayPal Fees Starling Bank Fees
Transfer Fees 2.9%+0.30 EUR 0.4%+local fee
Min Transfer None none
Max Transfer US$60,000.00 (varies) 25000 GBP/day
Payment Methods Bank transfer, P2P mobile payment standing orders, withdraw money through an ATM machine with a debit card and deposit money via bank transfer
Currencies AUD, BRL, CAD, CNY, CZK, DKK, EUR, HKD, HUF, ILS, JPY, MYR, MXN, TWD, NZD, NOK, PHP, PLN, GBP, RUB, SGD, SEK, CHF, THB, USD GBP, EUR, USD, BGN, CZK, DKK, PLN, HKD, HUF, MXN, NZD, NOK, QAR, RON, SGD, ZAR, SEK, CHF, THB, TRY

PayPal vs Starling Bank Restricted Countries

PayPal Country Restrictions

Afghanistan, Aland Islands, American Samoa, Angola, Anguilla, Antarctica, Antigua and Barbuda, Barbados, Belize, Benin, Bhutan, Bonaire (including Sint Eustatius and Saba), Bouvet Island, British Indian Ocean Territory, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Cocos (Keeling) Islands, Comoros, Congo, Democratic Republic of, Congo, Republic of, Cook Islands, Crimea, Cuba, Curacao, Djibouti, Equatorial Guinea, Eritrea, Faroe Islands, Fiji, French Guyana, French Polynesia, French Southern Territories, Gabon, Gambia, Greenland, Grenada, Guadeloupe, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Holy See (Vatican City State), Iran, Iraq, Ivory Coast (Cote d'Ivoire), Japan, Kiribati, Kosovo, Kyrgyzstan, Lao People’s Democratic Republic, Lebanon, Liberia, Libya, Macao, Mali, Marshall Islands, Martinique, Mauritania, Mayotte, Micronesia, Federated States of, Montserrat, Myanmar, Namibia, Nauru, New Caledonia, Niger, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Palau, Palestinian Territory, Papua New Guinea, Reunion, Pitcairn, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Sao Tome e Principe, Seychelles, Sierra Leone, Sint Maarten, Solomon Islands, Somalia, South Georgia and the South Sandwich Islands, Sudan (North and South), Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Vanuatu, Venezuela, Wallis and Futuna, Western Sahara, Western Samoa, Yemen, Zimbabwe, Crimea, Cuba, Iran, Libya, North Korea, South Sudan, Sudan, Syria

Starling Bank Country Restrictions

Afghanistan, Aland Islands, American Samoa, Angola, Anguilla, Antarctica, Antigua and Barbuda, Barbados, Belize, Benin, Bhutan, Bonaire (including Sint Eustatius and Saba), Bouvet Island, British Indian Ocean Territory, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Cocos (Keeling) Islands, Comoros, Congo, Democratic Republic of, Congo, Republic of, Cook Islands, Crimea, Cuba, Curacao, Djibouti, Equatorial Guinea, Eritrea, Faroe Islands, Fiji, French Guyana, French Polynesia, French Southern Territories, Gabon, Gambia, Greenland, Grenada, Guadeloupe, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Holy See (Vatican City State), Iran, Iraq, Ivory Coast (Cote d'Ivoire), Japan, Kiribati, Kosovo, Kyrgyzstan, Lao People’s Democratic Republic, Lebanon, Liberia, Libya, Macao, Mali, Marshall Islands, Martinique, Mauritania, Mayotte, Micronesia, Federated States of, Montserrat, Myanmar, Namibia, Nauru, New Caledonia, Niger, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Palau, Palestinian Territory, Papua New Guinea, Reunion, Pitcairn, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Sao Tome e Principe, Seychelles, Sierra Leone, Sint Maarten, Solomon Islands, Somalia, South Georgia and the South Sandwich Islands, Sudan (North and South), Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Vanuatu, Venezuela, Wallis and Futuna, Western Sahara, Western Samoa, Yemen, Zimbabwe, Crimea, Cuba, Iran, Libya, North Korea, South Sudan, Sudan, Syria

PayPal vs Starling Bank Transfer Speeds

Transfer Speed PayPal Starling Bank
Account Opening 1-3 days 1-3 days
Money Transfer Speed 1-10 days 1-10 days

PayPal vs Starling Bank Languages

PayPal Supported Languages

All major languages

Starling Bank Supported Languages

English

PayPal vs Starling Bank Verdict - Which is better?

Which is best out of PayPal and Starling Bank depends on your needs.

  • PayPal vs Starling Bank Transfer Fees: Transferring money with PayPal costs 2.9%+0.30 EUR while Starling Bank charges 0.4%+local fee.
  • PayPal vs Starling Bank Supported Currencies: PayPal deals in over 1, where as Starling Bank offers transactions in 1.
  • PayPal vs Starling Bank Payment Methods: PayPal accepts Bank transfer, P2P mobile payment, while Starling Bank allows transactions via standing orders, withdraw money through an ATM machine with a debit card and deposit money via bank transfer.
  • PayPal vs Starling Bank Transfer Limits: PayPal allows transfers between None and US$60,000.00 (varies). Starling Bank's range is none to 25000 GBP/day.
  • PayPal vs Starling Bank Minimum Age for Account Creation: PayPal requires users to be at least 18 years old, where as Starling Bank has a minimum age requirement of 18.
  • Contact Number: You can reach PayPal at 1800 419 9833 and Starling Bank at 0207 930 4450.
  • PayPal vs Starling Bank Countries of Operation: PayPal operates in over 1 countries but has restrictions in over 1 countries. Starling Bank serves 1 countries and restricts operations in 1 countries.
  • PayPal vs Starling Bank Client Base: PayPal is used by 295,000,000, where as Starling Bank serves 2,500,000.
  • PayPal vs Starling Bank Year Founded: PayPal was established in 1998 and Starling Bank began its operations in 2014.
  • PayPal vs Starling Bank Customer Rating: PayPal holds a rating of 3, in contrast, Starling Bank has a rating of 3.
  • PayPal vs Starling Bank Headquarters: PayPal has its headquarters at San Francisco (US), while Starling Bank is based at London (GB).
  • PayPal vs Starling Bank Employee Count: PayPal employs 320 individuals, where as Starling Bank has a team of 1,245.
  • PayPal vs Starling Bank Estimated Annual Turnover: PayPal turnover stands at 25 Billion USD, while Starling Bank boasts a turnover of 125200000.
  • PayPal vs Starling Bank Founder: PayPal was founded by Sameera Rao, holding the position of VP and Head of Technology. On the other hand, Starling Bank was the brainchild of Anne Boden, currently holding the position of CEO.
  • PayPal vs Starling Bank Supported Languages: PayPal offers support in over 1 languages. Starling Bank communicates in 1.

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PayPal vs Starling Bank Alternatives Guides

If you would like to see some of the best PayPal vs Starling Bank related services compared against their best PayPal vs Starling Bank alternatives available right now. Learn more about PayPal vs Starling Bank alternatives by clicking on the links below.



Screenshots

PayPal Screenshot

PayPal Screenshot

Starling Bank Screenshot

PayPal Screenshot