Xoom vs N26 - Who is better? [UPDATED 2024]

When it comes to sending money across borders, we tested options like Xoom and N26 have emerged as leading choices. Both Xoom and N26 online platforms offer efficient and cost-effective and secure international money transfers from Xoom and N26.

We compare Xoom vs N26 into the unique features and benefits that distinguish Xoom vs N26, empowering you to make an informed decision based on your specific transfer needs like Xoom vs N26 fees, currencies available, available payment methods on Xoom compared to N26, support options offered by Xoom vs N26, speed and more.

Xoom vs N26: Quick Feature Comparison

  1. Visit Xoom alternative Xoom Visit Xoom

    Used By: 250000000
    Currencies Available: 4
    Transfer Fees: 0$-40$
    Payment Methods: Bank transfer, debit/credit card, PayPal balance
    iOS App : yes, Android App : yes

    LiveChat: yes
    Min Transfer: US$10.00
    Max Transfer: 2999 USD/day, 6000 USD/month, 9999 USD/3 months
    Year Founded: 2001

  2. Visit Xoom alternative N26 Visit N26

    Used By: 7,000,000
    Currencies Available: 54
    Transfer Fees: 0.5-3 EUR
    Payment Methods: Maestro and debit Mastercard, or use MoneyBeam to send funds to other N26 users. Add your debit Mastercard to Google Pay or Apple Pay for quick digital payments wherever you are.
    iOS App : yes, Android App : yes

    LiveChat: yes
    Min Transfer: none
    Max Transfer: 999999999 EUR (SEPA Credit Transfer), 100000 EUR (Sepa Instant Credit Transfer)
    Year Founded: 2013

Xoom vs N26: Pros and Cons

Xoom vs N26
Advantages

Xoom Advantages N26 Advantages
  • Xoom has been serving clients for over 23 years
  • Xoom is available internationally.
  • Xoom provides home money transfer deliver for some customers.
  • Xoom supports money transfer cash pickups.
  • Xoom provides phone customer support.
  • Xoom provides email customer support.
  • Xoom is available to iOS Apple device users.
  • Xoom is available to Android mobile device users.
  • N26 has been in operation for over 11 years.
  • N26 operates in numerous international countries.
  • N26 offers an extensive range of currency options for money transfers.
  • N26 provides phone support.
  • N26 offers registered customers email support.
  • N26 has a Apple iOS app on Apple app store.
  • N26 offers a Android Google Play Store mobile app.

Xoom vs N26
Disadvantages

Xoom Disadvantages N26 Disadvantages
  • Xoom has no Neteller payments support.
  • Xoom has no Skrill payment support.
  • Xoom does not have as many fiat currency transfer options as some other providers.
  • Xoom does have a mobile digital wallet like some others.
  • No money order support with Xoom.
  • No live chat support with Xoom.
  • N26 has no PayPal option.
  • N26 has no Neteller option.
  • N26 has no Skrill option.
  • No digital wallets with N26.
  • No N26 home delivery.
  • No N26 Cash pickups.
  • No N26 money order option.
  • No N26 Livechat.

Xoom vs N26 Fees and Other Costs

Fee type Xoom Fees N26 Fees
Transfer Fees 0$-40$ 0.5-3 EUR
Min Transfer US$10.00 none
Max Transfer 2999 USD/day, 6000 USD/month, 9999 USD/3 months 999999999 EUR (SEPA Credit Transfer), 100000 EUR (Sepa Instant Credit Transfer)
Payment Methods Bank transfer, debit/credit card, PayPal balance Maestro and debit Mastercard, or use MoneyBeam to send funds to other N26 users. Add your debit Mastercard to Google Pay or Apple Pay for quick digital payments wherever you are.
Currencies EUR, GBP, USD, CAD AED, AUD, BGN, BRL, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HRK, HUF, IDR, INR, JPY, MYR, NOK, NZD, PLN, RON, TRY, SEK, SGD, USD, ARS, BDT, BWP, CLP, CNY, COP, CRC, EGP, GEL, GHS, ILS, KES, KRW, LKR, MAD, MXN, NGN, NPR, PHP, PKR, RUB, THB, UAH, UGX, UYU, VND, XOF, ZAR, ZMW

Xoom vs N26 Restricted Countries

Xoom Country Restrictions

Afghanistan, Aland Islands, American Samoa, Angola, Anguilla, Antarctica, Antigua and Barbuda, Barbados, Belize, Benin, Bhutan, Bonaire (including Sint Eustatius and Saba), Bouvet Island, British Indian Ocean Territory, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Cocos (Keeling) Islands, Comoros, Congo, Democratic Republic of, Congo, Republic of, Cook Islands, Crimea, Cuba, Curacao, Djibouti, Equatorial Guinea, Eritrea, Faroe Islands, Fiji, French Guyana, French Polynesia, French Southern Territories, Gabon, Gambia, Greenland, Grenada, Guadeloupe, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Holy See (Vatican City State), Iran, Iraq, Ivory Coast (Cote d'Ivoire), Japan, Kiribati, Kosovo, Kyrgyzstan, Lao People’s Democratic Republic, Lebanon, Liberia, Libya, Macao, Mali, Marshall Islands, Martinique, Mauritania, Mayotte, Micronesia, Federated States of, Montserrat, Myanmar, Namibia, Nauru, New Caledonia, Niger, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Palau, Palestinian Territory, Papua New Guinea, Reunion, Pitcairn, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Sao Tome e Principe, Seychelles, Sierra Leone, Sint Maarten, Solomon Islands, Somalia, South Georgia and the South Sandwich Islands, Sudan (North and South), Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Vanuatu, Venezuela, Wallis and Futuna, Western Sahara, Western Samoa, Yemen, Zimbabwe, Crimea, Cuba, Iran, Libya, North Korea, South Sudan, Sudan, Syria

N26 Country Restrictions

Afghanistan, Aland Islands, American Samoa, Angola, Anguilla, Antarctica, Antigua and Barbuda, Barbados, Belize, Benin, Bhutan, Bonaire (including Sint Eustatius and Saba), Bouvet Island, British Indian Ocean Territory, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Cocos (Keeling) Islands, Comoros, Congo, Democratic Republic of, Congo, Republic of, Cook Islands, Crimea, Cuba, Curacao, Djibouti, Equatorial Guinea, Eritrea, Faroe Islands, Fiji, French Guyana, French Polynesia, French Southern Territories, Gabon, Gambia, Greenland, Grenada, Guadeloupe, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Holy See (Vatican City State), Iran, Iraq, Ivory Coast (Cote d'Ivoire), Japan, Kiribati, Kosovo, Kyrgyzstan, Lao People’s Democratic Republic, Lebanon, Liberia, Libya, Macao, Mali, Marshall Islands, Martinique, Mauritania, Mayotte, Micronesia, Federated States of, Montserrat, Myanmar, Namibia, Nauru, New Caledonia, Niger, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Palau, Palestinian Territory, Papua New Guinea, Reunion, Pitcairn, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Sao Tome e Principe, Seychelles, Sierra Leone, Sint Maarten, Solomon Islands, Somalia, South Georgia and the South Sandwich Islands, Sudan (North and South), Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Vanuatu, Venezuela, Wallis and Futuna, Western Sahara, Western Samoa, Yemen, Zimbabwe, Crimea, Cuba, Iran, Libya, North Korea, South Sudan, Sudan, Syria

Xoom vs N26 Transfer Speeds

Transfer Speed Xoom N26
Account Opening 1-3 days 1-3 days
Money Transfer Speed 1-10 days 1-10 days

Xoom vs N26 Languages

Xoom Supported Languages

English, Spanish, French, German, Hungarian, Italian, Korean, Polish, Portuguese, Romanian, Russian, Chinese, Vietnamese, Dutch

N26 Supported Languages

Xoom vs N26 Verdict - Which is better?

Which is best out of Xoom and N26 depends on your needs.

  • Xoom vs N26 Transfer Fees: Transferring money with Xoom costs 0$-40$ while N26 charges 0.5-3 EUR.
  • Xoom vs N26 Supported Currencies: Xoom deals in over 1, where as N26 offers transactions in 1.
  • Xoom vs N26 Payment Methods: Xoom accepts Bank transfer, debit/credit card, PayPal balance, while N26 allows transactions via Maestro and debit Mastercard, or use MoneyBeam to send funds to other N26 users. Add your debit Mastercard to Google Pay or Apple Pay for quick digital payments wherever you are..
  • Xoom vs N26 Transfer Limits: Xoom allows transfers between US$10.00 and 2999 USD/day, 6000 USD/month, 9999 USD/3 months. N26's range is none to 999999999 EUR (SEPA Credit Transfer), 100000 EUR (Sepa Instant Credit Transfer).
  • Xoom vs N26 Minimum Age for Account Creation: Xoom requires users to be at least 18 years old, where as N26 has a minimum age requirement of 18.
  • Contact Number: You can reach Xoom at +441392694030 and N26 at 442035107126.
  • Xoom vs N26 Countries of Operation: Xoom operates in over 1 countries but has restrictions in over 1 countries. N26 serves 1 countries and restricts operations in 1 countries.
  • Xoom vs N26 Client Base: Xoom is used by 250,000,000, where as N26 serves 7.
  • Xoom vs N26 Year Founded: Xoom was established in 2001 and N26 began its operations in 2013.
  • Xoom vs N26 Customer Rating: Xoom holds a rating of 3, in contrast, N26 has a rating of 3.
  • Xoom vs N26 Headquarters: Xoom has its headquarters at San Francisco, US, while N26 is based at Berlin, DE.
  • Xoom vs N26 Employee Count: Xoom employs 4,422 individuals, where as N26 has a team of 1,500.
  • Xoom vs N26 Estimated Annual Turnover: Xoom turnover stands at 500000000, while N26 boasts a turnover of 151500000.
  • Xoom vs N26 Founder: Xoom was founded by Jennifer Wong, holding the position of MTS1 Software Engineer. On the other hand, N26 was the brainchild of Sergi Perez Lerin, currently holding the position of Head of SEO.
  • Xoom vs N26 Supported Languages: Xoom offers support in over 1 languages. N26 communicates in 1.

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Xoom vs N26 Alternatives Guides

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Screenshots

Xoom Screenshot

Xoom Screenshot

N26 Screenshot

Xoom Screenshot