Western Union vs Starling Bank - Who is better? [UPDATED 2024]

When it comes to sending money across borders, we tested options like Western Union and Starling Bank have emerged as leading choices. Both Western Union and Starling Bank online platforms offer efficient and cost-effective and secure international money transfers from Western Union and Starling Bank.

We compare Western Union vs Starling Bank into the unique features and benefits that distinguish Western Union vs Starling Bank, empowering you to make an informed decision based on your specific transfer needs like Western Union vs Starling Bank fees, currencies available, available payment methods on Western Union compared to Starling Bank, support options offered by Western Union vs Starling Bank, speed and more.

Western Union vs Starling Bank: Quick Feature Comparison

  1. Visit Western Union alternative Western Union Visit Western Union

    Used By: 15000000
    Currencies Available: 38
    Transfer Fees: up to 3%
    Payment Methods: Cash, bank transfer, debit card, credit card (varies from country)
    iOS App : yes, Android App : yes

    LiveChat:
    Min Transfer: $1.00
    Max Transfer: $10,000.00 (varies)
    Year Founded: 1851
  2. Visit Western Union alternative Starling Bank Visit Starling Bank

    Used By: 2500000
    Currencies Available: 20
    Transfer Fees: 0.4%+local fee
    Payment Methods: standing orders, withdraw money through an ATM machine with a debit card and deposit money via bank transfer
    iOS App : yes, Android App : yes

    LiveChat: yes
    Min Transfer: none
    Max Transfer: 25000 GBP/day
    Year Founded: 2014

Western Union vs Starling Bank: Pros and Cons

Western Union vs Starling Bank
Advantages

Western Union Advantages Starling Bank Advantages
  • Western Union has been serving clients for over 173 years
  • Western Union is available internationally.
  • Western Union has multiple currency options.
  • Western Union supports money transfer cash pickups.
  • Western Union supports sending money orders.
  • Western Union provides phone customer support.
  • Western Union provides email customer support.
  • Western Union is available to iOS Apple device users.
  • Western Union is available to Android mobile device users.
  • Starling Bank operates in numerous international countries.
  • Starling Bank offers an extensive range of currency options for money transfers.
  • Starling Bank provides phone support.
  • Starling Bank offers registered customers email support.
  • Starling Bank has a Apple iOS app on Apple app store.
  • Starling Bank offers a Android Google Play Store mobile app.

Western Union vs Starling Bank
Disadvantages

Western Union Disadvantages Starling Bank Disadvantages
  • Western Union has no PayPal support.
  • Western Union has no Neteller payments support.
  • Western Union has no Skrill payment support.
  • Western Union does have a mobile digital wallet like some others.
  • No home delivery with Western Union.
  • No live chat support with Western Union.
  • Starling Bank has no PayPal option.
  • Starling Bank has no Neteller option.
  • Starling Bank has no Skrill option.
  • No digital wallets with Starling Bank.
  • No Starling Bank home delivery.
  • No Starling Bank Cash pickups.
  • No Starling Bank money order option.
  • No Starling Bank Livechat.

Western Union vs Starling Bank Fees and Other Costs

Fee type Western Union Fees Starling Bank Fees
Transfer Fees up to 3% 0.4%+local fee
Min Transfer $1.00 none
Max Transfer $10,000.00 (varies) 25000 GBP/day
Payment Methods Cash, bank transfer, debit card, credit card (varies from country) standing orders, withdraw money through an ATM machine with a debit card and deposit money via bank transfer
Currencies AUD, BHD, BRL, GBP, CAD, CLP, CNY, CZK, DKK, EUR, HKD, HUF, INR, ILS, JPY, JOD, KES, KRW, KWD, MXN, NAD, NZD, NOK, OMR, PLN, QAR, RON, RUB, SAR, SGD, ZAR, SEK, CHF, XPF, TND, TRY, AED, USD GBP, EUR, USD, BGN, CZK, DKK, PLN, HKD, HUF, MXN, NZD, NOK, QAR, RON, SGD, ZAR, SEK, CHF, THB, TRY

Western Union vs Starling Bank Restricted Countries

Western Union Country Restrictions

North Korea

Starling Bank Country Restrictions

Afghanistan, Aland Islands, American Samoa, Angola, Anguilla, Antarctica, Antigua and Barbuda, Barbados, Belize, Benin, Bhutan, Bonaire (including Sint Eustatius and Saba), Bouvet Island, British Indian Ocean Territory, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Cocos (Keeling) Islands, Comoros, Congo, Democratic Republic of, Congo, Republic of, Cook Islands, Crimea, Cuba, Curacao, Djibouti, Equatorial Guinea, Eritrea, Faroe Islands, Fiji, French Guyana, French Polynesia, French Southern Territories, Gabon, Gambia, Greenland, Grenada, Guadeloupe, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Holy See (Vatican City State), Iran, Iraq, Ivory Coast (Cote d'Ivoire), Japan, Kiribati, Kosovo, Kyrgyzstan, Lao People’s Democratic Republic, Lebanon, Liberia, Libya, Macao, Mali, Marshall Islands, Martinique, Mauritania, Mayotte, Micronesia, Federated States of, Montserrat, Myanmar, Namibia, Nauru, New Caledonia, Niger, Niue, Norfolk Island, North Korea, Northern Mariana Islands, Palau, Palestinian Territory, Papua New Guinea, Reunion, Pitcairn, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Sao Tome e Principe, Seychelles, Sierra Leone, Sint Maarten, Solomon Islands, Somalia, South Georgia and the South Sandwich Islands, Sudan (North and South), Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Vanuatu, Venezuela, Wallis and Futuna, Western Sahara, Western Samoa, Yemen, Zimbabwe, Crimea, Cuba, Iran, Libya, North Korea, South Sudan, Sudan, Syria

Western Union vs Starling Bank Transfer Speeds

Transfer Speed Western Union Starling Bank
Account Opening 1-3 days 1-3 days
Money Transfer Speed 1-10 days 1-10 days

Western Union vs Starling Bank Languages

Western Union Supported Languages

English, French, Spanish, Polish, German, Danish, Finnish, Japanese, Dutch, Norwegian, Portuguese, Russian, Swedish, Turkish, Ukrainian, Chinese, Italian

Starling Bank Supported Languages

English

Western Union vs Starling Bank Verdict - Which is better?

Which is best out of Western Union and Starling Bank depends on your needs.

  • Western Union vs Starling Bank Transfer Fees: Transferring money with Western Union costs up to 3% while Starling Bank charges 0.4%+local fee.
  • Western Union vs Starling Bank Supported Currencies: Western Union deals in over 1, where as Starling Bank offers transactions in 1.
  • Western Union vs Starling Bank Payment Methods: Western Union accepts Cash, bank transfer, debit card, credit card (varies from country), while Starling Bank allows transactions via standing orders, withdraw money through an ATM machine with a debit card and deposit money via bank transfer.
  • Western Union vs Starling Bank Transfer Limits: Western Union allows transfers between $1.00 and $10,000.00 (varies). Starling Bank's range is none to 25000 GBP/day.
  • Western Union vs Starling Bank Minimum Age for Account Creation: Western Union requires users to be at least 18 years old, where as Starling Bank has a minimum age requirement of 18.
  • Contact Number: You can reach Western Union at +104904946 and Starling Bank at 0207 930 4450.
  • Western Union vs Starling Bank Countries of Operation: Western Union operates in over 1 countries but has restrictions in over 1 countries. Starling Bank serves 1 countries and restricts operations in 1 countries.
  • Western Union vs Starling Bank Client Base: Western Union is used by 15,000,000, where as Starling Bank serves 2,500,000.
  • Western Union vs Starling Bank Year Founded: Western Union was established in 1851 and Starling Bank began its operations in 2014.
  • Western Union vs Starling Bank Customer Rating: Western Union holds a rating of 3, in contrast, Starling Bank has a rating of 3.
  • Western Union vs Starling Bank Headquarters: Western Union has its headquarters at Denver, US, while Starling Bank is based at London (GB).
  • Western Union vs Starling Bank Employee Count: Western Union employs 11,000 individuals, where as Starling Bank has a team of 1,245.
  • Western Union vs Starling Bank Estimated Annual Turnover: Western Union turnover stands at 5,600,000 USD, while Starling Bank boasts a turnover of 125200000.
  • Western Union vs Starling Bank Founder: Western Union was founded by Hikmet Ersek, holding the position of President, Chief Executive Officer and Director. On the other hand, Starling Bank was the brainchild of Anne Boden, currently holding the position of CEO.
  • Western Union vs Starling Bank Supported Languages: Western Union offers support in over 1 languages. Starling Bank communicates in 1.

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Screenshots

Western Union Screenshot

Western Union Screenshot

Starling Bank Screenshot

Western Union Screenshot